B&H Payboo

[Anonymous]

Chase won’t even look at me as long as I have my BK on file so that’s definitely out of the question and I’m also now at 9/12 too. My next 5/24 eligibility won’t be until 1/2021 as long as I don’t add any more cards... and I’m not a good gardener. 

I did sign up for their Credit Journey service though so they now have access to my TU. I’ll see what happens in August of next year when my BK is off all 3. 

[pinkandgrey]

You DID go for it! Congrats! Huge SL! You’re having a good approval day! One could almost say you’re a “MAGNET” for approvals today...... 

Lame, I know. 

[gdale6]

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@Anonymous wrote:

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@macinjosh wrote:

Congrats! Nice limit too!

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Thanks!

Yeah it kind of shocked me that they gave me $5K. They seem content to keep my Amazon Store Card at $2200. 

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Grats on the card. Income is not the only factor a bank looks at. One of my retired family members gets 15K a year and received 11K SL from Discover and 10K from Synch, Fico 8 score was close to 800 at the time. Didnt even know B&H had a CC offer.

[AverageJoesCredit]

Congrats @Anonymous on getting one of the weirdest ( worse , lol? ) named credit cards out there

[AverageJoesCredit]

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@zerofire wrote:

With the Amazon Store card there is little to be done. The real upgrade would be talking with Chase and getting the proper Amazon card. Also you will never be upgraded automatically upward from the Synchrony card. CLi's maybe but not an upgrade.

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C'mon Zero, lol, we all know Syncs Amazon is da real deal, Chase just tries to make it exclusive  and fancy by making it siggy and 5/24  Sincerely " SubPrime" Joe

[Anonymous]

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@pinkandgrey wrote:

You DID go for it! Congrats! Huge SL! You’re having a good approval day! One could almost say you’re a “MAGNET” for approvals today...... 

Lame, I know. 

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🤣 you get a cookie for effort.

[Anonymous]

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@gdale6 wrote:

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@Anonymous wrote:

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@macinjosh wrote:

Congrats! Nice limit too!

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Thanks!

Yeah it kind of shocked me that they gave me $5K. They seem content to keep my Amazon Store Card at $2200. 

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Grats on the card. Income is not the only factor a bank looks at. One of my retired family members gets 15K a year and received 11K SL from Discover and 10K from Synch, Fico 8 score was close to 800 at the time. Didnt even know B&H had a CC offer.

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Thanks. 

Yeah they actually have two cards. They have the Payboo card that just gives you a discount equal to the sales tax and they have a regular B&H store card that offers 6 and 12 month financing. I don’t really understand why they didn’t just do like Amazon and offer you the choice of either financing or cash back. I certainly would not want to carry two B&H cards. 

[Anonymous]

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@AverageJoesCredit wrote:
Congrats @Anonymous on getting one of the weirdest ( worse , lol? ) named credit cards out there

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Yeah the name is awful, my personal care assistant was here today and I told her the name of the card and she was all “pay what?! That your trick card?!” 

Definitely glad this isn’t a major network card. 😅

[Jnbmom]

@Anonymous 

Congrats, that a very strange name for a card. Nice limit

[Anonymous]

Thanks @Jnbmom! It’s gonna be my hidden shame in the safe 🤣