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B o A Cash Rewards CLI Approval

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Valued Member

B o A Cash Rewards CLI Approval

Hi, I have been approved instantly for an CLI in my Cash rewards, from 1500 -> 2800 Smiley Very Happy i am happy..

 

Here is my little history:

 

-This is my first credit card with 9 month old, start with 99/500, after 6 months go 99/500 -> 1500 Smiley Happy

-My actual fico score on transunion is 689

-CLI make with LUV button 

-I have other 2 CC, travel rewards (3200, 3 months old), from boa and capital one platinum (300, 2 months old)

- 22% credit usage on total credit line

 

What do you think? Was a good CLI? how much i Need wait for other CLI?, thanks Smiley Happy


Credit Line:

FicoScore:

Credit Age (EX):

Updated: Oct 2020
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14 REPLIES 14
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Super Contributor

Re: B o A Cash Rewards CLI Approval

Congratulations on your CLI!

It's a good increase. Try 2x or 3x current limit next time. BoA should counter if they don't give your ask. Typically, if you are given the amount requested, it means you left 💰 on the table.

CLI eligibility are 91 days from last approval.

Message 2 of 15
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Valued Contributor

Re: B o A Cash Rewards CLI Approval

Congratulations on your CLI!!!








Message 3 of 15
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Moderator

Re: B o A Cash Rewards CLI Approval

Good IMO, grats, it will grow if you keep treating them right Smiley Happy

Message 4 of 15
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Epic Contributor

Re: B o A Cash Rewards CLI Approval

Congratulations on your IncreaseSmiley Happy

Message 5 of 15
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Valued Contributor

Re: B o A Cash Rewards CLI Approval

boom! Congrats on your CLI!

 

  
  



RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!

golden_sword.png

EQ FICO RESILIENCE INDEX
06-29-2020

Dogbert

76

3

64

04-03-2020

Message 6 of 15
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Valued Contributor

Re: B o A Cash Rewards CLI Approval

Congratulations on your BofA Cash Rewards CLI!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 7 of 15
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Valued Member

Re: B o A Cash Rewards CLI Approval

You got the partially secured $99 down for $500 limit cash rewards card? Or the regular version with the SUB?

22 y/o. AoOA: 7 months ($1700 student loan)
Starting 02/20
(02/20) Self $500 (two years)
(05/20) Kikoff $12 (one year)
(05/20) NFCU ssl $250 (6 months)

Cards:


Starting FICO 8 (05/20)




Current FICO 8 (06/20)


Message 8 of 15
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Valued Contributor

Re: B o A Cash Rewards CLI Approval

😉 That was nearly a 2x CLI

Congratulations!

Current as of October 3rd
TCL $129.6 - 7%UTL $22.2K - Remaining SL Balance
FICO 08 EQ722, TU723, EX728 || Mortgage Scores: EQ 724, Tu 694, EX 722

PSECU $30K || CHASE $9.6K || NAVYFED $66.1K || DISCOVER $20.9 || Store CC $3k CL soon to be closed

Restarted my rebuild in April 2018
(1) Unpaid CO from 2015 - Paid Aug 2020
17 Open acounts 6 closed
9 Open loans / 2 Closed || DTI 4.3%
AOYRA (2) at 13 months || AoOA (2) at 23 years || AAoA 9.9years AAoRA Calculating months

Inquiries: 0/6 0/12 4/24 - EQ/TU/EX (0 / 3 / 1)
- I am experimenting with scores...and it is not working in my favor yet!

Dirty/Thick/Aged/ No New Acoounts

Message 9 of 15
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Established Contributor

Re: B o A Cash Rewards CLI Approval

@juanjunior99  Super Congrats on your BofA CLI!!! Smiley Very Happy

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