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BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

lally_amante
Valued Member

BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

hello everyone! last week i had a thread lastweek about the graduation of my BOFA secured card in 6 months

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/BANK-OF-AMERICA-SECURED-CARD-GRADUATIONS-6-MON...

 

secured card converted into BOFA 123 CASH REWARDS from 1500$ LIMIT i asked for 7000 limit and was approved.

 

so after 2 days , i tried to appLY for their BOFA TRAVEL REWARDS CARDS, with 659 my first fico score and was instantly approved with 2600$ credit limit,  i was so happy and content. i even played my 6th statement letting them report 80% utilization but PIF , but past 5 months was less than 15% and they still approved me for another card with only 6 months credit hostory.. i always PIF by the way. 

 

i realized that BOFA will really gve back gratittude to their customers too... im happy with their trust for me. as soon as i received my card i will call the recon and will ask for the same credit limit of my cash rewards which is 7000$.

 

Please let me know your advice if its ok to call for the recon for CLI on this travel rewards card..

 

thank you very mush for all the advices!

 

btw, english is not my native language so i apologise for wrong grammar or construction of my sentences..

 

 

BOFA CASH REWARDS 7000; BOFA TRAVEL REWARDS 2600; TD BANK SECURED 600; CAPONE PLATINUM 300; CITIBANK SECURED 1000

7 MONTHS history. feb 2017
12 REPLIES 12
Dinosaur
Moderator Emeritus

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

Congrats on your building a solid relationship with Bank of America and graduating from their secured card! It seems to feel good to be recognized for earning good credit Smiley Happy
Message 2 of 13
BronzeTrader
Valued Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

Very nice.

Message 3 of 13
JoeLuvsHisCredit
Valued Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

Congrats

Message 4 of 13
JMED2
Frequent Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

Great job lally, Keep up the good work!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 5 of 13
AverageJoesCredit
Mega Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

No worries, we understand you completelySmiley Wink. Youve done amazing so far. You can try to recon but it may cost another hp. I would perhaps give it a couple months and build some more history and when you see the request cli link pop up, you might go for it again. Boa can be real generous on cli requestsSmiley Wink
Message 6 of 13
Musiclover
Super Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history


@AverageJoesCredit wrote:
No worries, we understand you completelySmiley Wink. Youve done amazing so far. You can try to recon but it may cost another hp. I would perhaps give it a couple months and build some more history and when you see the request cli link pop up, you might go for it again. Boa can be real generous on cli requestsSmiley Wink

What AJC said...


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 7 of 13
BronzeTrader
Valued Contributor

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history


@lally_amante wrote:

hello everyone! last week i had a thread lastweek about the graduation of my BOFA secured card in 6 months

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/BANK-OF-AMERICA-SECURED-CARD-GRADUATIONS-6-MON...

 

secured card converted into BOFA 123 CASH REWARDS from 1500$ LIMIT i asked for 7000 limit and was approved.

 

so after 2 days , i tried to appLY for their BOFA TRAVEL REWARDS CARDS, with 659 my first fico score and was instantly approved with 2600$ credit limit,  i was so happy and content. i even played my 6th statement letting them report 80% utilization but PIF , but past 5 months was less than 15% and they still approved me for another card with only 6 months credit hostory.. i always PIF by the way. 

 

i realized that BOFA will really gve back gratittude to their customers too... im happy with their trust for me. as soon as i received my card i will call the recon and will ask for the same credit limit of my cash rewards which is 7000$.

 

Please let me know your advice if its ok to call for the recon for CLI on this travel rewards card..

 

thank you very mush for all the advices!

 

btw, english is not my native language so i apologise for wrong grammar or construction of my sentences..

 

 


Very impressive.

Message 8 of 13
lally_amante
Valued Member

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

thank you very much Smiley Happy

 

BOFA CASH REWARDS 7000; BOFA TRAVEL REWARDS 2600; TD BANK SECURED 600; CAPONE PLATINUM 300; CITIBANK SECURED 1000

7 MONTHS history. feb 2017
Message 9 of 13
lally_amante
Valued Member

Re: BANK OF AMERICA/BOFA Instant approval BOFA TRAVEL REWARDS CARD 6 MONTHS credit history

i think the same and i agree! thank you for the advice, i will just wait for that link button for the increase. Smiley Happy

BOFA CASH REWARDS 7000; BOFA TRAVEL REWARDS 2600; TD BANK SECURED 600; CAPONE PLATINUM 300; CITIBANK SECURED 1000

7 MONTHS history. feb 2017
Message 10 of 13
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