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BARCLAYS

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Senior Contributor

Re: BARCLAYS

Congrats on your approval!
Gardening since 10/01/18 Gardenversary 10/01/20 Score: xx/xx/xx EQ xxx TU xxx EXP xxx
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 31 of 37
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Established Contributor

Re: BARCLAYS


@lindsaydruart wrote:

I had to recon with mid 600s and I was denied for inquiries. Only reason.


I wonder how many inquires is too many. Smiley Sad

Message 32 of 37
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New Contributor

Re: BARCLAYS

I was 5 months post 7 BK disch.  When I applied I got the 7-10 day letter and thought,  "Well, that's a no". Phone rang about 10 min later and lo and behold it was the nicest woman from Barclays wanting to verify if I had applied. I confirmed that I had and she verified some info. She was able to approve a small starting line of $500, which I was rather impressed with when I later realized they pulled TU. This is the lowest of my scores (by nearly 40 points) TU was a 595.  I had about 8 inq on my record (5 from from a car purchase right after discharge)  Hope this helps 'big picture'-wise for someone. 

BK7 Disc 9/15 Starting Scores EQ-571 | TU-528 | EX-572 ---> July '20- Fico8: EQ-701 | TU-686 | EX-688 Fico9: EQ-749 | TU-730 | EX-745


Amazon Store 10,000 * Apple Card-GS 8,500 * Barclay AppleRewards 7,400 * CapOne 4,750 * Citi BB Visa 10,000 * Discover 8,100 * Discover Miles 10,500 * Eddie Bauer 2,750 * HSN 6,950 * Kohls 3,000 * NFCU Flagship 25,000 * NFCU AMEX 25,000 * PenFed Gold 10,000 * Walmart 7,000 * Wayfair 8,200 * Wells Fargo Platnium 1,100 * Wells Fargo Propel Amex 9,000 *
Total CL $157,750
Util% 2.65% AAOA: 47 Mo

Message 33 of 37
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Super Contributor

Re: BARCLAYS

Congrats!

Message 34 of 37
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Valued Member

Re: BARCLAYS

I was approved! 500 CL Equifax 635.

 

Scores 635, 622, and 654. Should I try to have them up it? Or what other people should I apply for then let them sit?

Cap 1 QS|Cap 1 Secured|Navy Fed Secured|Barclays|Milestone|Credit One|Target
Message 35 of 37
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Established Contributor

Re: BARCLAYS


@NetaZ wrote:

I was approved! 500 CL Equifax 635.

 

Scores 635, 622, and 654. Should I try to have them up it? Or what other people should I apply for then let them sit?


Post a new thread with your approval. This is an older post. Congrats btw

Fico 8 starting scores 09/27/15 EQ: 646 TU: 622 EX: 668 5 collections 1 PR reporting across the board
Scores 06/30/16 EQ: 685 TU: 699 EX: 695 1 collection now reporting on EQ and EX and 1 PR on EQ
Current scores 11/4/2016 EQ 688 TU: 705 EX: 736 No collections no PR/Judgements Finally Clean
Message 36 of 37
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Community Leader
Super Contributor

Re: BARCLAYS

Congrats to you on your approval, and with your current score. That may be the lowest score approval Ive seen from Barclays. Regardless, its thats a success! Treat them rightSmiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 37 of 37
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