cancel
Showing results for 
Search instead for 
Did you mean: 

BARCLAYS

Highlighted
Established Contributor

Re: BARCLAYS

I had to recon with mid 600s and I was denied for inquiries. Only reason.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 21 of 37
Highlighted
New Member

Re: BARCLAYS

Congratulations! I was going to apply for a better barclay card but I didn't have much faith so I just applied for the apple rewards. I realize the mistake I made already, and I havent even received the card in the mail yet! Smiley Sad

Yes I'm only 18...
1/18/2016 EX: 748 TU: 753 EQ: 740
4-2015: Discover it for Students $1,000 limit, 5-2015 Capital One Secured card CLOSED, 5-2015 Capital One Journey $1,050 limit, 7-2015 Authorized User Chase United Airlines $10,000 limit, 8-2015 Authorized User Chase Sapphire $7,500 limit, 1-2016 Barclay Apple Rewards $2,000 limit, 1-2016 Amex Green Card, 1-2016 Amex BCE $1,000 limit.
Message 22 of 37
Highlighted
Senior Contributor

Re: BARCLAYS


@youngccuser wrote:

Congratulations! I was going to apply for a better barclay card but I didn't have much faith so I just applied for the apple rewards. I realize the mistake I made already, and I havent even received the card in the mail yet! Smiley Sad


It's ok.  You can move the limit later when you grab the card you want.  I would call Barclay and let them know you are trying to finance a high-end Apple item and will be needing a higher limit without another pull. That seems to be how it's done with that card.

 

ETA quote

Message 23 of 37
Highlighted
New Member

Re: BARCLAYS

Will definitely try that. 2k is a fairly decent limit for me considering the fact that I'm a student with fairly low income and short credit history. I will definitely try that after I receive the card and I will update you. The woman I spoke with to verify my identity was very friendly, so hopefully I get her again. Any customer service is great after dealing with capital one's foreign reps that I can barely understand Smiley Happy

Yes I'm only 18...
1/18/2016 EX: 748 TU: 753 EQ: 740
4-2015: Discover it for Students $1,000 limit, 5-2015 Capital One Secured card CLOSED, 5-2015 Capital One Journey $1,050 limit, 7-2015 Authorized User Chase United Airlines $10,000 limit, 8-2015 Authorized User Chase Sapphire $7,500 limit, 1-2016 Barclay Apple Rewards $2,000 limit, 1-2016 Amex Green Card, 1-2016 Amex BCE $1,000 limit.
Message 24 of 37
Highlighted
Senior Contributor

Re: BARCLAYS


@youngccuser wrote:

Will definitely try that. 2k is a fairly decent limit for me considering the fact that I'm a student with fairly low income and short credit history. I will definitely try that after I receive the card and I will update you. The woman I spoke with to verify my identity was very friendly, so hopefully I get her again. Any customer service is great after dealing with capital one's foreign reps that I can barely understand Smiley Happy


   I have never had anything but great and pleasant service from Barclay Bank Delaware. great reps.

 

   congrats on the card. at least you're in  :]

Message 25 of 37
Highlighted
Established Contributor

Re: BARCLAYS

Nice job with that score. I'm up to a 9.5k limit on my Barclay. It will grow!

FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 26 of 37
Highlighted
Moderator

Re: BARCLAYS

Very nice indeed with that score...Barclay won't even through a look in my direction since I burned them in my Ch. 13...

Message 27 of 37
Highlighted
Regular Contributor

Re: BARCLAYS

Congrats!  The Barclay Rewards MC was my first unsecured major CC on my rebuilding journey, and they've treated me well over the past 2 years.

Starting Scores (12/2012):EX 506; EQ 511; TU 518 | Current Scores (01/2016):EX 662; EQ 656; TU 653
Message 28 of 37
Highlighted
Contributor

Re: BARCLAYS

whats your profile like? any charge offs or baddies?

Message 29 of 37
Highlighted
Regular Contributor

Re: BARCLAYS


@TradeHenry wrote:

whats your profile like? any charge offs or baddies?


Quite a number when I was approved, they seem forgiving of some past baddies if you're more recent (1+ year) has been good.

Starting Scores (12/2012):EX 506; EQ 511; TU 518 | Current Scores (01/2016):EX 662; EQ 656; TU 653
Message 30 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.