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BB&T Bank Soft Pull Approval on New Card ($5K Approval)

avp99
Frequent Contributor

BB&T Bank Soft Pull Approval on New Card ($5K Approval)

So, I read a few postings about BB&T giving new card approvals using a soft pull only. Well, I was skeptical, but it is true. there were 3 cards I was approved for. I accepted the card with zero % interest for 15 months on purchases and transfers.  Unfortunately, it was a meager $5,000, but I am happy with the soft pull  Smiley Happy

 

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No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

10 REPLIES 10
MrDFinance
Established Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

Congrats....I just did the same lol
Gardening 17 Months and Counting…+
Message 2 of 11
credit_is_crack
Valued Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

Congrats on the new card @avp99! It does seem too good to be true, but this one is a reality Smiley Happy Some folks went for (2) and even (3) cards with ease, of course YMMV. Congrats and Welcome to the BB&T Express!

 

This one has been going on since mid-April and it does not seem to be tightening up -- Congrats! 

Message 3 of 11
avp99
Frequent Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)


@MrDFinance wrote:
Congrats....I just did the same lol

Congrats!  what is the amount they gave you?  If that is not being too nosey 





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 4 of 11
avp99
Frequent Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)


@credit_is_crack wrote:

Congrats on the new card @avp99! It does seem too good to be true, but this one is a reality Smiley Happy Some folks went for (2) and even (3) cards with ease, of course YMMV. Congrats and Welcome to the BB&T Express!

 

This one has been going on since mid-April and it does not seem to be tightening up -- Congrats! 


Thanks,, yes never heard of a soft pull initial approval.  while the 5K was not much, but maybe down the line I can grow it 





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 5 of 11
CreditMagic7
Super Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

Can't say i blame ya. Mine was a mere 4.5K in a field of 20K lines. Let's see if they are up with more reasonable CLI's once the merger kicks in full throttle.

 

Congrats! on the SP approval though. Those are pretty rare anymore for a new card.

Message 6 of 11
MrDFinance
Established Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

They gave me 3.5k

Nothing to brag about but still a Soft Pull
Gardening 17 Months and Counting…+
Message 7 of 11
Mnmasterangler1
Valued Member

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

Congratulations! Hope it grows for you.
Message 8 of 11
19eighty5
Senior Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 11
Shooting-For-800
Senior Contributor

Re: BB&T Bank Soft Pull Approval on New Card ($5K Approval)

WELL POO!

I can't even seem to find the garden let alone stay in it...especially for SPs.

SL of $5,000 with 0% for 15 months.  

Not one of my larger limits, but better than a sharp stick in the eye!

 

Congrats OP!

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

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Message 10 of 11
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