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BB&T Bright Approval - No HP (Pre-selected Offer)

Established Contributor

BB&T Bright Approval - No HP (Pre-selected Offer)

Approved for $5k at 13.49% - they pull EQ09 which for me is 715. This is the 2nd pre-selected offer I've received from them with no HP.  I do bank with them. I have a double digit inquires on EQ and EX. My AAOA is taking a beating but hopefully it sets me up for the next 20 years. 

 

Hard to believe how far I've come and I've increased my scores around 130 points with all of the below happening. I also have 18 lates and still managed to reach the 700 club. I was able to get some collections removed during my rebuild. Aggressive is probably being generous. Smiley LOL

 

Tradelines Added in last 6 months- 

NFCU Go Rewards

BB&T Spectrum Cash Rwds

PenFed Power Cash

USAA Amex Rwds

USAA low interest Card

BB&T low interest Card

Discover IT

Cap 1 Platinum 

Green Dot

2 auto loans 

SSL NFCU

Affirm Loan

Rent Track 

 

Previously I had 2 close auto loans (18 lates - 30 and 60 day variety) and an Open Sky card with collections. 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 1 of 9
8 REPLIES
Community Leader
Super Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congrats to DWSmiley Wink
Message 2 of 9
Frequent Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Good job.


Feb - May 2017

Current Fico 8

Goal:
Message 3 of 9
Valued Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congrats on approval !!!!

 

1-2019 / Fico 8 EX 794 , EQ 801 , TR 802
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
New Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congrats on the new approval . You’ve been busy the last 6 months 😱
Message 5 of 9
Established Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congrats on your SP BB&T Bright Approval! Smiley Happy

Currently: Gardening

FICO 8 [01/2016]
FICO 8 [01/2019]
GOAL: FICO 8: 760 across the board by 2/2020!
Message 6 of 9
Valued Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 7 of 9
Senior Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Congrats Brandon! I recieved a preselected offer in the mail today for this card. Good to know these are soft pulls! Says the offer is good till May 10, 2019. I won't be pulling any triggers today. Maybe down the road I'll take them up on the offer.

I don't bank with them. But I do have one card with them already.





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Message 8 of 9
Established Contributor

Re: BB&T Bright Approval - No HP (Pre-selected Offer)

Thanks G! No HP for me!
Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 9 of 9