BB&T Bright Approved

[12njoy]

Dear 12njoy

Congratulations! Your application has been approved and we are pleased to offer you a BB&T Bright Credit Card. Please review the following information for specific details about your account:

Credit Limit			$6,500.00
Introductory APR			0.00%
			Your introductory APR applies to purchases and balance transfers made during the first 15 billing cycles after your account is opened.
Annual Percentage Rate (APR)			16.15%
			Your APR applies to purchases and balance transfers made after the first 15 billing cycles.

You will receive your new BB&T Bright Credit Card at the following address in 7-10 business days:

[Anonymous]

lol get a little board in the middle of the night? Congrats

[12njoy]

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@Anonymous wrote:

lol get a little board in the middle of the night? Congrats

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How'd you know   Thanks

[Anonymous]

Cause how do you think I get in "trouble"? It's a good thing the miss doesn't know what I have in my wallet

[12njoy]

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@Anonymous wrote:
Cause how do you think I get in "trouble"? It's a good thing the miss doesn't know what I have in my wallet

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I know   I was trolling and said what the heck

[AverageJoesCredit]

Congrats 12 on your new Best Bath and Target card. I cant wait til my creditors call me by my given name, Average Joe, then i know i made it

[Credit-hoarder]

Congrats 12. That's a pretty good limit right out the gate for BB&T. Do they still do 3 HPs on EQ for apps? I'm still a little skiddish about app'ing for one of their cards after they did that to me 4 years ago at the start of my rebuild.

[pipeguy]

I've had this card for 3-4 years, $10k starting and $10k present (you can't do a CLI request online, have to go in a branch). My APR is 10.75 I think, started at 10% but through a series of fed rate increases its bumped up .25 x 3. It's a pretty basic (boring) card, nothing really stands out and their website is far from the best, even after the new 2017 redesign. 

Do I use the card? yes.  Is it my goto card? no. At my age and attention span, boring is good 

Congrats on the BB&T Bright - it's a good bank.  

[Benzman]

12, this is your second Bright card, correct? If I recall, your first one never budged from 2.5K?

I just got my first a month ago and was thinking of trying for another, hopefully high, as yours proved second time around..

[12njoy]

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@AverageJoesCredit wrote:
Congrats 12 on your new Best Bath and Target card. I cant wait til my creditors call me by my given name, Average Joe, then i know i made it

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Thanks Average Joe.  You've already made it