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BB&T Bright Approved

Super Contributor

Re: BB&T Bright Approved


Credit-hoarder wrote:

Congrats 12. That's a pretty good limit right out the gate for BB&T. Do they still do 3 HPs on EQ for apps? I'm still a little skiddish about app'ing for one of their cards after they did that to me 4 years ago at the start of my rebuild.


Thanks credit-hoarder.  It was only 1 HP (each) on EQ for all 3 of my BB&T cards

Total Credit Limits: $1,065,650
Message 11 of 27
Super Contributor

Re: BB&T Bright Approved


pipeguy wrote:

I've had this card for 3-4 years, $10k starting and $10k present (you can't do a CLI request online, have to go in a branch). My APR is 10.75 I think, started at 10% but through a series of fed rate increases its bumped up .25 x 3. It's a pretty basic (boring) card, nothing really stands out and their website is far from the best, even after the new 2017 redesign. 

 

Do I use the card? yes.  Is it my goto card? no. At my age and attention span, boring is good Smiley Wink

 

Congrats on the BB&T Bright - it's a good bank.  


Their not one to do cli's it appears

Total Credit Limits: $1,065,650
Message 12 of 27
Super Contributor

Re: BB&T Bright Approved


Benzman wrote:

12, this is your second Bright card, correct? If I recall, your first one never budged from 2.5K?

I just got my first a month ago and was thinking of trying for another, hopefully high, as yours proved second time around..


This is my 2nd Bright card.  Their 1st still sits at 2k Smiley Sad

Total Credit Limits: $1,065,650
Message 13 of 27
Regular Contributor

Re: BB&T Bright Approved

Thanks 12. Just tried for a 2nd, went pending.

Amex Cash Mag 10K | Amex ED 20K | Amex BCE 14K | 5/3RD SU2C 10K | Barclays Cash Fwd 6K | Citi® Diamond Preferred 8.3K | Citi® Simplicity 7.4K | Cap One QS Visa 14.6K | Cap One Buy Power 3K | Discover It 13.5K | Discover Miles 3K | BOA Cash Rew 15K | State Farm Visa 4K | US Bank Plat 3K | US Bank FlexPerks Select+ AMEX 9K | US Bank Plat 7.5K | Chase AARP 3.5K | FNBO Rewards 9.850K | Huntington Voice 6,250K | Huntington Voice Rewards 7.2K | Fidelity Visa Sig 11K | Target MC 5K | BB&T Bright 2K | BB&T Spectrum 6.5K | BB&T Spectrum 6.5K | HSBC Gold 2K | HSBC Plat 1,750K | Wal Mart MC 10K | Ebates Visa 10K | Ebay MC10K | Marvel MC 10K | Paypal Credit 2.250K | Scores 5/2018 EX770; TU770; EQ765
Message 14 of 27
Valued Contributor

Re: BB&T Bright Approved

I apped Friday night for a Spectrum (already have a Bright).. it went pending, and just got an approval email! No mention of the SL or APR though... my Bright is 2k - it’s gotta be better than that! Single EQ pull btw
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 15 of 27
Super Contributor

Re: BB&T Bright Approved

I just noticed that my new account didn't show up on my online account. I called them and they said they didn't have an application from me. I sure got an approval email from them. I have to go in to a branch and let them investigate. Either give up the account or take th he inquiry off. Will update once I go to branch
Total Credit Limits: $1,065,650
Message 16 of 27
Super Contributor

Re: BB&T Bright Approved


fltireguy wrote:
I apped Friday night for a Spectrum (already have a Bright).. it went pending, and just got an approval email! No mention of the SL or APR though... my Bright is 2k - it’s gotta be better than that! Single EQ pull btw

Congrats.  My first BB%T card still sits at 2k.  Seems they won't do a cli on that card.

Total Credit Limits: $1,065,650
Message 17 of 27
Super Contributor

Re: BB&T Bright Approved

I went in to a branch and the branch manager called the credit card division and they said the account showed up yesterday and was mailed yesterday and should appear on my profile tonight.  We'll see.

Total Credit Limits: $1,065,650
Message 18 of 27
Super Contributor

Re: BB&T Bright Approved

Yeah, card showed online

 

 
Account Summary
Past Due Amount
$0.00
Account Status
Active
Last Activity Date
 
Cardholder Since
12/04/2017
Credit Limit
$6,500.00
Card Expiration Date
12/20
Cash Advance
Cash Advance Balance
$0.00
Cash Advance Limit
$1,300.00
Available for Advance
$0.00
Total Credit Limits: $1,065,650
Message 19 of 27
Valued Contributor

Re: BB&T Bright Approved


12njoy wrote:

Yeah, card showed online

 

 
Account Summary
Past Due Amount
$0.00
Account Status
Active
Last Activity Date
 
Cardholder Since
12/04/2017
Credit Limit
$6,500.00
Card Expiration Date
12/20
Cash Advance
Cash Advance Balance
$0.00
Cash Advance Limit
$1,300.00
Available for Advance
$0.00

Whew! That was a close one! Lol

Chase 62k-Bank of America17k-FNBO 44.1k-Banco de Popular 25k-Discover 14.2k-Synchrony 74.5k-Banco do Brazil 5k-Amex 10k-Capital One 53.1k-NFCU 88k-John Deere 17.5k-EECU 10k-Commerce 17k-Blispay 7.5k-USAA 10k-Citi 20k-Fleetcor 7k-Sunbelt-RentalOne-Locke Supply-Limits 497450
Message 20 of 27