No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I swear I wasn't planning to do another card. I wasn't.
But everyone was jumping on the BB&T soft-pull deal, and I figured it was worth a shot. I burned BB&T >10 years ago - repo sold at a $4k loss. Was VERY unsure if they'd remember me.
DPs:
SL: $4500
APR: 19ish, with 0% for 15 months
HP: NONE
SP: Presumably EQ, based on other people's DPs
EQ: FICO8 662
Util: 17% (at least for 3 more days or so)
AAoA: 3yr11
AoOA: 12yr1
Newest Account: 1 mos
Inq: 5
Bad: 1 paid vzw collection from 12 mos ago.
0% for 15 months...... so this is a perfect BT card for us. Then likely sock drawer. But hey, adds UTL and will eventually factor POSTIVELY in AAoA, once it ages a long time. Long game... Long game...
Now back to the garden for me.
Congratulations! 4.5 seems to be the going SL for this one. Very decent SL. Enjoy!
What is the BB&T SP train everyone is talking about? I’ve been banking with BB&T for a little while now....some one wanna spill the beans? Also congrats OP!
@Anonymous wrote:I swear I wasn't planning to do another card. I wasn't.
But everyone was jumping on the BB&T soft-pull deal, and I figured it was worth a shot. I burned BB&T >10 years ago - repo sold at a $4k loss. Was VERY unsure if they'd remember me.
DPs:
SL: $4500
APR: 19ish, with 0% for 15 months
HP: NONE
SP: Presumably EQ, based on other people's DPs
EQ: FICO8 662
Util: 17% (at least for 3 more days or so)
AAoA: 3yr11
AoOA: 12yr1
Newest Account: 1 mos
Inq: 5
Bad: 1 paid vzw collection from 12 mos ago.
0% for 15 months...... so this is a perfect BT card for us. Then likely sock drawer. But hey, adds UTL and will eventually factor POSTIVELY in AAoA, once it ages a long time. Long game... Long game...
Now back to the garden for me.
Congrats on the new card @Dogbert!! I certainly had no intention of applying for it but when you stumble across a dime, you just have to chat her up!
LOL @campy, welcome to the party!
If you read these two threads you should get a good idea of what's been going on the last few days
Congrats on your approval and very nice SL !!!!
BB&T SP train , ALL ABOARD
Flavor of the month
Congrats on the approval, decent SL!
BIG Congrats!!!
Thanks!