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BB&T Bright Visa, BB&T Spectrum Cash Rewards Signature Visa, and Kohls

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19eighty5
Senior Contributor
‎09-09-2018 05:43 PM
‎09-09-2018 05:43 PM

Re: BB&T Bright Visa, BB&T Spectrum Cash Rewards Signature Visa, and Kohls

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 11 of 14
YoungB718
New Contributor
‎09-09-2018 09:28 PM
‎09-09-2018 09:28 PM

Re: BB&T Bright Visa, BB&T Spectrum Cash Rewards Signature Visa, and Kohls

Awesome approvals. How far apart did you apply of each and what were your respective scores, relative to the bureau(s) they pulled? Are you a member of the bank?

PenFed Platinum Rewards Visa: $10k|| PenFed Travel AMEX: $5k|| NAVCHEK: $15k|| US Bank Cash+ : $10k|| Citi Thank You Preferred: $9.7k|| Lowes: $35k|| PenFed Promise Visa: $11.5k|| Navy Federal Platinum: $22k|| Navy Federal GoRewards: $25k || PenFed LOC: $5k|| Capital One Venture: $15k || Barclay Reward Visa: $2.7K|| Chase Freedom: $10K|| Chase Sapphire Preferred: $10k|| Chase Freedom Ult'd: $6.8k Boscov’s: $11.5K|| PenFed Thrifty Credit: $500|| Discover IT: $2,800|| Wells Fargo Cash Wise: 8.8k||
Beginning Score:600 / Current Scores: EQ-735, TU-744, EX-744
Goal Score:800 Across

Message 12 of 14
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atst2000
Frequent Contributor
‎09-09-2018 10:51 PM
‎09-09-2018 10:51 PM

Re: BB&T Bright Visa, BB&T Spectrum Cash Rewards Signature Visa, and Kohls

I applied a week ago and was not an instant decision, emailed them and it got approved for a SL of $6500.  Was not an active customer or BB&T too.  They pulled EQ and mine is at 730 FICO8.  I can confirm they are not INQ or new account sensitive, just have a clean file.

Message 13 of 14
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chhull00
Frequent Contributor
‎09-09-2018 11:24 PM
‎09-09-2018 11:24 PM

Re: BB&T Bright Visa, BB&T Spectrum Cash Rewards Signature Visa, and Kohls

@YoungB718 wrote:

Awesome approvals. How far apart did you apply of each and what were your respective scores, relative to the bureau(s) they pulled? Are you a member of the bank?

 

Applied same day for both 8 hours apart, scores are in my sig below. They pulled one report for both, EQ and i did not have an account with them previous

 



Message 14 of 14
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