BB&T Bright Visa approved

[pipeguy]

Congrats OP.

I've had the "Bright" card for a couple of years (currently $12.5k CL), fairly low APR and just a card that works for what I need - no rewards which is the trade off for the lower APR and 12 months 0% intro promotion. Their web site is 10 years out of date and you can't pay from an outside account but can "push" a payment from say DCU (which is what I use). I used to use BB&T for all of my business accounts, but when I closed my business the relationship kind of went south. I use the card as kind of a "reserve" but not everyday spending. Doesn't seem to be very popular card on this forum I suppose due to the no rewards, but other than the crappy web site, I'm happy to have this account. 

[Anonymous]

I also live in their service area and do the majority of my banking with BB&T. I love their customer service and they have always been more than fair to me. I may be a bit biased, though, my father has been a VP there for 15 years.

[ddemari]

Congrats!! I live outside their servicing area but definitely took a glance at their application lol.

[Saleen099]

Nice Congrats!!!!!     I'm still waiting on my adoption papers. 

[12njoy]

---

@Saleen099 wrote:

Nice Congrats!!!!!     I'm still waiting on my adoption papers. 

---

Thanks, me too

[Anonymous]

---

@12njoy wrote:

---

@Anonymous wrote:

Just curious, how many inquiries and new accounts did you have when you apped this time?

---

58 inq's.  Depending on the timeframe you consider new accounts, at least 20.  This was/is my personal choice for me which some may not agree with and that's fine, but again, it's my personal choice.

---

Thanks!  I had wanted to app for this card, but wasn't sure how inquiry sensitive they were.  Once I saw your post, I decided to go for it!

[12njoy]

---

@Anonymous wrote:

---

@12njoy wrote:

---

@Anonymous wrote:

Just curious, how many inquiries and new accounts did you have when you apped this time?

---

58 inq's.  Depending on the timeframe you consider new accounts, at least 20.  This was/is my personal choice for me which some may not agree with and that's fine, but again, it's my personal choice.

---

Thanks!  I had wanted to app for this card, but wasn't sure how inquiry sensitive they were.  Once I saw your post, I decided to go for it!

---

Did it go pending?  If so,  I think that's common

[Anonymous]

No.  Immediate approval for 2K (my lowest CL, but oh well) at 14.4% with a 15 month 0% APR

[woodyman100]

Congrats 12njoy.

I've had the Bright and the Spectrum before.

The Spectrum has an unbeatable introductory 3% on every purchase for the first 90 days. After that it's only a 1% card.

I closed them during one of my weeding episodes.

[12njoy]

---

@Anonymous wrote:

No.  Immediate approval for 2K (my lowest CL, but oh well) at 14.4% with a 15 month 0% APR

---

My apologies i was thinking I was on my keybank thread.   My BB&T was Instant also