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BB&T Cash Rewards VS -- $9,000 SP Approval!!!

credit_is_crack
Valued Contributor

BB&T Cash Rewards VS -- $9,000 SP Approval!!!

So I was poking around the BB&T website a couple days ago, stumbled upon their pre-qual link and entertained it. Got 3 offers back, decided to jump on one of them and lock it down!

 

@Gmood1, you're right this one was instant! @CreditCuriosity, looks like I got you on this one by a hair as well lol was hoping I'd hit $10k right out of the gate, but was expecting a $5k-$7k approval so I'm good with $9k Smiley Tongue Let's see what this merger brings us! 

 

BB&T Spectrum Cash Rewards Visa Signature

SL: $9,000

APR: 17.49%

REWARDS: 3% Gas, 2% Utilities & Groceries, 1% The Rest

$0 Annual Fee, 0% APR & BT for 12 months

SUB: None

INQ<6mo: 7 -- Accts<6mo: 4

INQ<12mo: 9 -- Accts<12mo: 11

Application: Instant Online Approval

CRA: EQ SoftPull (F8@764)

  • If you check the prequal site and get an offer, accpeting the offer appears to approving the account as a SP! YMMV but here is the link if you decide to go hunting https://www.bbt.com/offers/checkOffers
  • My new card reported to all CRA's within 8 days so expect fast reporting -- they're itching to brand us quickly Smiley LOL After the approval, and posting to all CRA's, then I get the "We've shipped your card email" Smiley LOL

 

All Aboard the BB&T Express!! As of 05/07 this training is running full steam!

  • @markhs777, SP Travel Rewards $15,000
  • @slither43, SP Cash Rewards $15,000
  • @seattlecredit08, SP Cash Rewards $10,500
  • @russianbot300, SP Cash Rewards $10,500
  • @Kytim, Cash Rewards $10,500
  • @Credit_is_Crack, SP Cash Rewards $9,000
  • @gramps52 x2!, SP Cash Rewards $8,000 -- and Bright card!
  • @CreditCuriosity, SP Travel Rewards $6,500
  • @Ysettle4 x3!, SP Cash Rewards $6,500 -- Travel Rewards @ $6,500 AND Bright @ $6,500!! 
  • @flyingmd, SP Cash Rewards $6,500
  • @toostoosh, SP Bright $5,500
  • @Guyatthebeach, SP Cash Rewards $5,000
  • @SFLSpotter9210, SP Cash Rewards $4,500
  • @Jnbmom, HP Cash Rewards $4,500 (DH)
  • @Jnbmom, HP Cash Rewards $4,500 (DW)
  • @Marz2002, SP Cash Rewards $4,500
  • @CreditMagic7, SP Cash Rewards $4,500
  • @Tito1183, SP Cash Rewards $4,500
  • @Dogbert, SP Bright Card $4,500
  • @Heatt99, SP Cash Rewards $4,500
  • @howellco2, SP Travel Rewards $4,500
  • @sivag83, SP Cash Rewards $4,500
  • @cship10, SP Cash Rewards $4,500
  • @Civil, SP Cash Rewards $4,500
  • @Meanmchine, SP Cash Rewards $3,500
  • @TrixieButton, SP Bright Card $3,500
  • @difringe, SP Bright $3,500
  • @Gonzozap, SP Cash Rewards $3,500
  • @campy, SP Cash Rewards $2,000
  • @HindSight_20_20, HP Cash Rewards Approval for $400 (secured)

Screen Shot 2019-04-16 at 8.33.53 PM.png

 

 

Message 1 of 202
201 REPLIES 201
KingPredator
Regular Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Great approval . Congrats 🎉🍾
Message 2 of 202
Gmood1
Community Leader
Super Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Congratulations CiC! Sweet approval! I see you final decided to bring it home! Good deal!!!
Message 3 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Gmood1 wrote:
Congratulations CiC! Sweet approval! I see you final decided to bring it home! Good deal!!!

Thanks @KingPredator!

 

@Gmood1 -- Had I known BB&T and Synovus were essentially immune to inquiries and new accounts I would jumped on them a long long time ago. I was even checking out BBVA, and of course I'm not in there area lol I was sitting in FL for 15 years and never bothered. I move out to SC and think "let's do it" and I'm not eligible lol I think I'm running out of banks to even apply for Smiley LOL

 

Message 4 of 202
Marz2002
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 5 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 


Thanks @Marz2002! I finally saw your gif Smiley LOL

 

What I've always seen on your posts...

Screen Shot 2019-04-16 at 9.44.48 PM.png

 

What I saw tonight!

Screen Shot 2019-04-16 at 9.43.55 PM.png

Message 6 of 202
Credit-hoarder
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Credit-is-Crack: Congrats---your CC siggy is starting to catch up to mine-LOL. The pre-qual gave me a 21.xx% APR + I have other 3 and 4% gas and grocery cards at the moment so I decided to pass. Glad it worked out for you with that low APR though.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Credit-hoarder wrote:

Credit-is-Crack: Congrats---your CC siggy is starting to catch up to mine-LOL. The pre-qual gave me a 21.xx% APR + I have other 3 and 4% gas and grocery cards at the moment so I decided to pass. Glad it worked out for you with that low APR though.


LOL Yeah it is getting a bit crowded lol I have my USAA Amex for 5% and PNC for 4%. This card was more of an ego acquistion lol APR on this one is better though than both my USAA and PNC so I'm still calling it a Win Smiley Very Happy

Message 8 of 202
Marz2002
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@credit_is_crack wrote:

@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 


Thanks @Marz2002! I finally saw your gif Smiley LOL

 

What I've always seen on your posts...

Screen Shot 2019-04-16 at 9.44.48 PM.png

 

What I saw tonight!

Screen Shot 2019-04-16 at 9.43.55 PM.png


Glad you were finally able to see it, my friend!

 

I am not sure why it doesn't always show!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 9 of 202
credit_endurance
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Congrat CIC on this latest approval! Your back on a roll! Hey you and Gmood together combine for a dangerous duo 😂😂😉I am currently stalking the site but can’t find a prequal link am I missing something?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores Jan 2021 (TU 776) (EQ 773) (EXP 760)
$700k+ Tradelines in progress
Gardening Reset: February 2022
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Message 10 of 202
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