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Hello all,I have not been on here lately. Family member funeral,Daughters Mother
visiting from Europe for a couple of weeks..endless work etc,etc.
But onto the credit news. Over the holiday season I recieved a goodly amount
of CLI's from most of my tradelines...but that's not why I'm posting. I went
to my trusty BB&T website and did not see my usual You have offers ad.
Well that wouldn't do at all :-) I went to the general public's pre qualifying site
and typed in my info.Read that sweet "You Have 3 Pre Approved Offers"
Now this is where I have to post that I do not condone excessive credit seeking in any way
shape or form. And this certainlly qualifies. As some of you know I allready have
7 credit cards from BB&T. Well I got the last two of the 3rd set.
The first one I got was the Spectrum I believe. My standard <as far as the 3rd set>
$5,500.00 SL. Last one was the Travel Rewards one. I may be wrong but I did not remember
the other two travel ones I have having an annual $89.00 yearly fee,or as many
travel bonuses as this one does,fee was waived the first year. Hopefully the pic I took shows the rewards
bonuses. So to finish up. 6 BB&T cards at $6,500each = $39,000.00
3 cards at $5,500.00 each is $16,500.00 That totals out to $55,500.00 in credit they handed me.
One HP 5 months ago. None since.
Equifax Fico8 is 749
29 HP's
4% DTI
67,500 reported income
$450,000+ in tradelines
AAoA 16 months
AooA 14 years
Any questions feel free to ask.
And also I am just reporting credit data points so everyone
can better understand this new bank TRUIST. So please no
judgements :-)
Cheers and Happy Belated Holiday wishes to all!
Than you @AllZero :-)
Thank you kindly @Rebuild2019
:-) Have a great day!
Cheers
I hope they don't realize they are giving out cards like candy during the merge/rebrand and shut them all down.
@Jnbmom wrote:
I wonder if BBT or now truist would let people combine, what a sweet limit that would be .
Congrats and nice to see you again 😊
Great seeing you again @Jnbmom :-)
I believe both banks will still be offering their own cards for
the near future. As far as after that? Who knows. The security questions were
a bit harder. Had to remember if I actually lived at an adress from 30 years ago..
I did and said so...but geeze 30 years ago? I only lived there for 6 months to boot! LOL
Cheers :-)