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BB&T Spectrum Cash Rewards Approval -$4500

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Established Contributor

BB&T Spectrum Cash Rewards Approval -$4500

I have learned so much on this forum. I sometimes go through the pre approval sites to see if I am doing any better. Tonight I had googled something (I don’t remember what), but the forum came up with the BB&T card So I thought let’s try the pre approval link.

I got a reservation number with a choice of three cards 😳. I immediately thought about coming on the forum. Yes, I was nervous and didn’t want a pull with a decline. So after about 15 minutes I thought try it. I went through with the application and was approved for $4500.00. I thought what the h***!!! My highest bank card is CAP1 $300. Not anymore my sisters and brothers.

The best part is there is a BB&T 10 minutes from my house. What’s even better is my washer started acting up a few months ago. A few days ago it just stopped working. I have tried not to stress about it and remember what you have said about opening too many store cards. Lowe’s was on my mind, but I did want a TU pull and a low limit. I decided to wait it out. So I have added a bank card to my lineup.

So far I have not had a hard pull show up. Probably tomorrow it will show up. Not going to stress because I was approved and will hopefully have a new washer soon!

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 1 of 34
33 REPLIES 33
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Moderator

Re: BB&T Spectrum Cash Rewards Approval -$4500

Congrats on your approval! 

Got some pruning to do... No more new cards!
Message 2 of 34
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Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thanks @JAG73! You guys got me to this point. Not done yet, but this is major encouragement to keep going.

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 3 of 34
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Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Congratulations!
AU


Message 4 of 34
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Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thank you @SEAlifer!

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 5 of 34
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Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Well way to up your game!

Congratulations on your success,

I wouldn't count on that hard pull showing up,

I've got a few BB&T cards w/o a hard pull

from prequal site.

Enjoy,

Cheers

Message 6 of 34
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Frequent Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

This past spring the BB&T cards was the FOTM because they were soft pull approvals. So you won’t be getting that hard pull. 

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($21,600), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700), NFCU CashRewards Sig($15,000), Comenity MC ($12,000), Walmart MC ($8000), Wells Fargo CashWise Sig($7000), Amex BCE($6000), Amex ED($6600), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Overstock($13,350), Dell($3000), WF mortgage 195K Fico 8: EQ 707, TU 715, EX 722, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 7 of 34
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Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thank you @UH_HUH

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 8 of 34
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Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thanks @stonedog23

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 9 of 34
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Epic Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

 

Congrats on The "BB&T Spectrum Cash Rewards Approval"

 

Message 10 of 34
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