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BB&T Spectrum Cash Rewards Approval -$4500

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Rebuild2019
Valued Contributor

BB&T Spectrum Cash Rewards Approval -$4500

I have learned so much on this forum. I sometimes go through the pre approval sites to see if I am doing any better. Tonight I had googled something (I don’t remember what), but the forum came up with the BB&T card So I thought let’s try the pre approval link.

I got a reservation number with a choice of three cards 😳. I immediately thought about coming on the forum. Yes, I was nervous and didn’t want a pull with a decline. So after about 15 minutes I thought try it. I went through with the application and was approved for $4500.00. I thought what the h***!!! My highest bank card is CAP1 $300. Not anymore my sisters and brothers.

The best part is there is a BB&T 10 minutes from my house. What’s even better is my washer started acting up a few months ago. A few days ago it just stopped working. I have tried not to stress about it and remember what you have said about opening too many store cards. Lowe’s was on my mind, but I did want a TU pull and a low limit. I decided to wait it out. So I have added a bank card to my lineup.

So far I have not had a hard pull show up. Probably tomorrow it will show up. Not going to stress because I was approved and will hopefully have a new washer soon!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 1 of 34
33 REPLIES 33
Anonymous
Not applicable

Re: BB&T Spectrum Cash Rewards Approval -$4500

Congrats on your approval! 

Message 2 of 34
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thanks @JAG73! You guys got me to this point. Not done yet, but this is major encouragement to keep going.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 3 of 34
SEAlifer
Established Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Congratulations!
AU

Message 4 of 34
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thank you @SEAlifer!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 34
UH_HUH
Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Well way to up your game!

Congratulations on your success,

I wouldn't count on that hard pull showing up,

I've got a few BB&T cards w/o a hard pull

from prequal site.

Enjoy,

Cheers

Message 6 of 34
stonedog23
Frequent Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

This past spring the BB&T cards was the FOTM because they were soft pull approvals. So you won’t be getting that hard pull. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 7 of 34
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thank you @UH_HUH

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 8 of 34
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

Thanks @stonedog23

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 9 of 34
M_Smart007
Legendary Contributor

Re: BB&T Spectrum Cash Rewards Approval -$4500

 

Congrats on The "BB&T Spectrum Cash Rewards Approval"

 

Message 10 of 34
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