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BB&T Spectrum Cash Rewards - Instant Approval

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Established Contributor

BB&T Spectrum Cash Rewards - Instant Approval

Discover IT (secured), Capital One (secured), NFCU SSL (my only installment / technique applied 8%), NFCU Rewards - $1,000 SL (1st unsecured credit card ever) and now BB&T Spectrum Rewards $3,500 SL and an AU with a 2nd coming in t-minus 7 days. All of this in around 30 days. Lots of activity! 

 

HP CITY but oddly enough no HP from BB&T yet. I was prequalified and received an email from BB&T confirming the inquiry. But no alerts from CK, CS, MF, EX or EQ. Very, very strange! 

 

Now to the Garden until June or atleast until I qualify for CLI with NFCU Rewards 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


15 REPLIES 15
Valued Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

 

CONGRATS222222222.gif

 

Message 2 of 16
Senior Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 3 of 16
Established Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Congrats!

 

Did the email by chance state which bureau they pulled?

Amex PRG (NPSL), Amex Blue Cash ($8K), Amex Simply Cash+ ($4K), Discover ($20.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($10K), Buckle ($1.3K), BofA AAA Rewards ($67.6K), Paypal credit ($7.8K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K)
Message 4 of 16
Moderator

Re: BB&T Spectrum Cash Rewards - Instant Approval

They pull EQ

Message 5 of 16
Established Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Thanks - yeah it is EQ Fico 9 to be more specific. I haven't seen the HP yet but the lady at the branch told me my score and I just pulled my 3b yesterday - matches! 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 6 of 16
Frequent Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Congratulations I have their cards too love this bankHeartHeartCongratulations_misti.gif


Message 7 of 16
Valued Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Congrats on the approval!



Message 8 of 16
Moderator

Re: BB&T Spectrum Cash Rewards - Instant Approval

EQ (sometimes TU, although rare) would likely show up. Even pre-approval offers will result in HP. You'll see it pop up in a few days.
Message 9 of 16
Established Contributor

Re: BB&T Spectrum Cash Rewards - Instant Approval

Appreciate it - don't worry, I'm not  :-) 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 10 of 16
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