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BB&T Cash Rewards VS -- $9,000 SP Approval!!!

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credit_is_crack
Valued Contributor

BB&T Cash Rewards VS -- $9,000 SP Approval!!!

So I was poking around the BB&T website a couple days ago, stumbled upon their pre-qual link and entertained it. Got 3 offers back, decided to jump on one of them and lock it down!

 

@Gmood1, you're right this one was instant! @CreditCuriosity, looks like I got you on this one by a hair as well lol was hoping I'd hit $10k right out of the gate, but was expecting a $5k-$7k approval so I'm good with $9k Smiley Tongue Let's see what this merger brings us! 

 

BB&T Spectrum Cash Rewards Visa Signature

SL: $9,000

APR: 17.49%

REWARDS: 3% Gas, 2% Utilities & Groceries, 1% The Rest

$0 Annual Fee, 0% APR & BT for 12 months

SUB: None

INQ<6mo: 7 -- Accts<6mo: 4

INQ<12mo: 9 -- Accts<12mo: 11

Application: Instant Online Approval

CRA: EQ SoftPull (F8@764)

  • If you check the prequal site and get an offer, accpeting the offer appears to approving the account as a SP! YMMV but here is the link if you decide to go hunting https://www.bbt.com/offers/checkOffers
  • My new card reported to all CRA's within 8 days so expect fast reporting -- they're itching to brand us quickly Smiley LOL After the approval, and posting to all CRA's, then I get the "We've shipped your card email" Smiley LOL

 

All Aboard the BB&T Express!! As of 05/07 this training is running full steam!

  • @markhs777, SP Travel Rewards $15,000
  • @slither43, SP Cash Rewards $15,000
  • @seattlecredit08, SP Cash Rewards $10,500
  • @russianbot300, SP Cash Rewards $10,500
  • @Kytim, Cash Rewards $10,500
  • @Credit_is_Crack, SP Cash Rewards $9,000
  • @gramps52 x2!, SP Cash Rewards $8,000 -- and Bright card!
  • @CreditCuriosity, SP Travel Rewards $6,500
  • @Ysettle4 x3!, SP Cash Rewards $6,500 -- Travel Rewards @ $6,500 AND Bright @ $6,500!! 
  • @flyingmd, SP Cash Rewards $6,500
  • @toostoosh, SP Bright $5,500
  • @Guyatthebeach, SP Cash Rewards $5,000
  • @SFLSpotter9210, SP Cash Rewards $4,500
  • @Jnbmom, HP Cash Rewards $4,500 (DH)
  • @Jnbmom, HP Cash Rewards $4,500 (DW)
  • @Marz2002, SP Cash Rewards $4,500
  • @CreditMagic7, SP Cash Rewards $4,500
  • @Tito1183, SP Cash Rewards $4,500
  • @Dogbert, SP Bright Card $4,500
  • @Heatt99, SP Cash Rewards $4,500
  • @howellco2, SP Travel Rewards $4,500
  • @sivag83, SP Cash Rewards $4,500
  • @cship10, SP Cash Rewards $4,500
  • @Civil, SP Cash Rewards $4,500
  • @Meanmchine, SP Cash Rewards $3,500
  • @TrixieButton, SP Bright Card $3,500
  • @difringe, SP Bright $3,500
  • @Gonzozap, SP Cash Rewards $3,500
  • @campy, SP Cash Rewards $2,000
  • @HindSight_20_20, HP Cash Rewards Approval for $400 (secured)

Screen Shot 2019-04-16 at 8.33.53 PM.png

 

 

Message 1 of 202
201 REPLIES 201
KingPredator
Regular Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Great approval . Congrats 🎉🍾
Message 2 of 202
Gmood1
Super Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Congratulations CiC! Sweet approval! I see you final decided to bring it home! Good deal!!!
Message 3 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Gmood1 wrote:
Congratulations CiC! Sweet approval! I see you final decided to bring it home! Good deal!!!

Thanks @KingPredator!

 

@Gmood1 -- Had I known BB&T and Synovus were essentially immune to inquiries and new accounts I would jumped on them a long long time ago. I was even checking out BBVA, and of course I'm not in there area lol I was sitting in FL for 15 years and never bothered. I move out to SC and think "let's do it" and I'm not eligible lol I think I'm running out of banks to even apply for Smiley LOL

 

Message 4 of 202
Marz2002
Senior Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 


Thanks @Marz2002! I finally saw your gif Smiley LOL

 

What I've always seen on your posts...

Screen Shot 2019-04-16 at 9.44.48 PM.png

 

What I saw tonight!

Screen Shot 2019-04-16 at 9.43.55 PM.png

Message 6 of 202
Credit-hoarder
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Credit-is-Crack: Congrats---your CC siggy is starting to catch up to mine-LOL. The pre-qual gave me a 21.xx% APR + I have other 3 and 4% gas and grocery cards at the moment so I decided to pass. Glad it worked out for you with that low APR though.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 202
credit_is_crack
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@Credit-hoarder wrote:

Credit-is-Crack: Congrats---your CC siggy is starting to catch up to mine-LOL. The pre-qual gave me a 21.xx% APR + I have other 3 and 4% gas and grocery cards at the moment so I decided to pass. Glad it worked out for you with that low APR though.


LOL Yeah it is getting a bit crowded lol I have my USAA Amex for 5% and PNC for 4%. This card was more of an ego acquistion lol APR on this one is better though than both my USAA and PNC so I'm still calling it a Win Smiley Very Happy

Message 8 of 202
Marz2002
Senior Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!


@credit_is_crack wrote:

@Marz2002 wrote:

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your Approval, the AWESOME SL, and Thanks for the DPs!!! 


Thanks @Marz2002! I finally saw your gif Smiley LOL

 

What I've always seen on your posts...

Screen Shot 2019-04-16 at 9.44.48 PM.png

 

What I saw tonight!

Screen Shot 2019-04-16 at 9.43.55 PM.png


Glad you were finally able to see it, my friend!

 

I am not sure why it doesn't always show!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 202
credit_endurance
Valued Contributor

Re: BB&T Spectrum Cash Rewards V -- $9,000!!!

Congrat CIC on this latest approval! Your back on a roll! Hey you and Gmood together combine for a dangerous duo 😂😂😉I am currently stalking the site but can’t find a prequal link am I missing something?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 10 of 202
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