No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
lol, Already tried. Their denial reason was to many recently opened accounts!
@Anonymous wrote:BB&T uses Equifax. Not sure which version tho. I'm sitting at 668 right now on Fico 8 tho
Wow Shocked I have just under 100 inqs and a 695 fico 8 according to denial letter at the end of online app... Recently applied. I guess they love you more. lol
Harvey,
IDK, It made my 3rd time applying for it. Maybe they got tired of seeing my name come across for it. Although, other than the excessive inquiries, my credit is pretty awesome. Only 10% Uti across all cards. None over 30%. The only thing that I can see inquiries affecting is my APR. From what I've been told few inquiries results in lower APR's, However, it doesn't stop approvals.
lol, What can I say! I've got 25 inquiries for this month alone.
@Anonymous wrote:Harvey,
IDK, It made my 3rd time applying for it. Maybe they got tired of seeing my name come across for it. Although, other than the excessive inquiries, my credit is pretty awesome. Only 10% Uti across all cards. None over 30%. The only thing that I can see inquiries affecting is my APR. From what I've been told few inquiries results in lower APR's, However, it doesn't stop approvals.
Scott, is that over 100 inquiries throughout all 3 bureaus or just TU? List how many on each bureau. Thanks bud.
@Anonymous wrote:
That's 100+ each bureau
300 across the board? Wow. Your approvals certainly prove inquiries are overrated for sure.
Are you serious, 100 on each file?
O yeah! Very Serious. If your score is there it is there. Approvals are not affected by inquiries. The only thing so far that I can tell it has an impact on is the APR. As some banks have told me if my inquiries were not so high my APR's would have been lower. I had 25+ for the month of August alone on each bureau.
How many cards do you have with that many inquiries and what is your highest limit?????