I've NEVER received any prequal offers from BB&T when I've applied (the BK7 might have something to do with that lol) and while I've been gently gardening, I got the itch to try it last night. All 3 cards showed up, so I chose the Spectrum with cash rewards! Got it! Not the highest ($3.5k) and APR ain't great (19.24% after 12 months of 0%). But it's now my highest bank revolver and lowest APR.
i did this knowing it was a SP, and that they'd look at EQ which is my highest Fico at the moment 674. My rehabbed student loans just aged my CR by 13 years. I also just Friday, got the $200 reward SUB for my new BB&T checking account (2 direct deposits >$100 in 75 days), and yesterday they deposited $0.68 in there for some reason (?). BB&T is giving me love and I'm loving it.
Also following in the footsteps of @Firemedic !!! Their advice is spot on!
Congrats on your approval!
@Back2Realitycheck your first post and make sure you edit the name on the card.
But it's now my highest bank revolver and lowest APR.
You hit a milestone........yay........Congrats and enjoy!