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BB&T Spectrum Success

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Anonymous
Not applicable

BB&T Spectrum Success

Hey folks

 I've NEVER received any prequal offers from BB&T when I've applied (the BK7 might have something to do with that lol) and while I've been gently gardening, I got the itch to try it last night. All 3 cards showed up, so I chose the Spectrum with cash rewards! Got it! Not the highest ($3.5k) and APR ain't great (19.24% after 12 months of 0%). But it's now my highest bank revolver and lowest APR. 

 

i did this knowing it was a SP, and that they'd look at EQ which is my highest Fico at the moment 674. My rehabbed student loans just aged my CR by 13 years. I also just Friday, got the $200 reward SUB for my new BB&T checking account (2 direct deposits >$100 in 75 days), and yesterday they deposited $0.68  in there for some reason (?).  BB&T is giving me love and I'm loving it. 

 

Also following in the footsteps of @Anonymous !!! Their advice is spot on! 

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: BB&T Spectrum Success

Congrats on your approval!

Message 2 of 19
Anonymous
Not applicable

Re: BB&T Spectrum Success


@Anonymous wrote:

Congrats on your approval!


Thank you!

Message 3 of 19
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Success

Congrats 🎉🎈🎊 on your BB&T approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 19
Rebuild2019
Valued Contributor

Re: BB&T Spectrum Success

@Anonymous check your first post and make sure you edit the name on the card.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 19
PutThatMoneyOnTheTable
Established Contributor

Re: BB&T Spectrum Success

congratulations_letter-173559932-5c432fc646e0fb0001eeb190.jpg

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 6 of 19
gdale6
Moderator Emeritus

Re: BB&T Spectrum Success

Grats on your Spectrum card, enjoy Smiley Happy

Message 7 of 19
Anonymous
Not applicable

Re: BB&T Spectrum Success


@Rebuild2019 wrote:
@Anonymouscheck your first post and make sure you edit the name on the card.

Thanks @Rebuild2019  
Geez omg 

Message 8 of 19
M_Smart007
Legendary Contributor

Re: BB&T Spectrum Success

Congrats! ..

Message 9 of 19
GApeachy
Super Contributor

Re: BB&T Spectrum Success


@Anonymous wrote:

But it's now my highest bank revolver and lowest APR. 

 


You hit a milestone........yay........Congrats and enjoy!

My Take Home Pay Don't Take Me Home
Message 10 of 19
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