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Hey folks
I've NEVER received any prequal offers from BB&T when I've applied (the BK7 might have something to do with that lol) and while I've been gently gardening, I got the itch to try it last night. All 3 cards showed up, so I chose the Spectrum with cash rewards! Got it! Not the highest ($3.5k) and APR ain't great (19.24% after 12 months of 0%). But it's now my highest bank revolver and lowest APR.
i did this knowing it was a SP, and that they'd look at EQ which is my highest Fico at the moment 674. My rehabbed student loans just aged my CR by 13 years. I also just Friday, got the $200 reward SUB for my new BB&T checking account (2 direct deposits >$100 in 75 days), and yesterday they deposited $0.68 in there for some reason (?). BB&T is giving me love and I'm loving it.
Also following in the footsteps of @Anonymous !!! Their advice is spot on!
Congrats on your approval!
@Anonymous wrote:Congrats on your approval!
Thank you!
Grats on your Spectrum card, enjoy
@Rebuild2019 wrote:
@Anonymouscheck your first post and make sure you edit the name on the card.
Thanks @Rebuild2019
Geez omg
Congrats! ..
@Anonymous wrote:But it's now my highest bank revolver and lowest APR.
You hit a milestone........yay........Congrats and enjoy!