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Congrats, @Talonwildstar
@M_Smart007 wrote:
Congrats on yer BBVA approval, ...I got a pre-qual mailer .. but gardening!
...and how is that gardening thing working out for you, @M_Smart007 ?
I'm sorry I'm not credit card expert lol.... I have no idea what PC means
@Talonwildstar wrote:I'm sorry I'm not credit card expert lol.... I have no idea what PC means
PC = Product change
@tcbofadeyou are a troublemaker ..just like @Anonymous ! .. working out like your Gardening not to long ago
@Talonwildstar wrote:I'm sorry I'm not credit card expert lol.... I have no idea what PC means
@Talonwildstar I know Jnbmom answered, but here is for your future reference, I still do not have them all downhttps://ficoforums.myfico.com/t5/Credit-Cards/Updated-Abbreviation-List/m-p/4534572#M1309056
Take care
Congrats on the approval and nice SL!!
Congrats on the approval! Nice to see someone that got the mailer get approved! I have that mailer sitting here- did yours have the one interest rate? I'm gardening, but man this time of year the cc companies come out with some goodies that make offers tempting!
@Jnbmom wrote:
@Talonwildstar wrote:I'm sorry I'm not credit card expert lol.... I have no idea what PC means
PC = Product change
... And to explain what a "product change" means, some banks allow you to 'convert' a card from one type to another. For example, I had an older Chase Slate Visa card and then later on, they came out with the Freedom and Freedom Unlimited cards. They allowed me to convert the older Slate card to a Freedom Unlimited card. The benefit is that usually you can do it without a hard pull on your credit, you carry over the aged credit limit which might be higher than you'd get on a new application, and your credit report still shows the "old" age of the original card so you maintain your AAoA (Average Age of Accounts) and possibly AoOA (Age of Oldest Acccount) if it is your oldest card. It's a nice trick to have in your pocket. Keep in mind, though, that all banks will not allow you to do that. Some would make you apply for a new card instead.