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BBVA CLI

Saeren
Mega Contributor

Re: BBVA CLI


@babygirl1256 wrote:

Thank you so much for sharing . . . best wishes on your continued credit rebuilding. I've heard that Capital One is very forgiving so you may want to try them also. Take care.


Oh I have Capital One, they were the first one that gave me a card after my BK. I have $12K in credit with them and they have me prequalified for a Walmart MC but I am trying to get away from <$5K cards that never grow lol. 

I have been very successful with my rebuild, far more than I ever dreamed was possible given my SSDI and the BK (all of my eighteen cards were approved with the BK reporting funnily enough), so I'm not really all that upset about some denials now, I'm just trying to get all of my low limit cards up before spring cleaning causes me to axe them lol. 





Message 41 of 44
babygirl1256
Frequent Contributor

Re: BBVA CLI

Congrats on your rebuild as you have done great . . . I too want to either increase or replace trade lines with < $5k CLs. I appreciate you sharing your information and giving me some ideas on my path forward actions!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 04/2021: EQ-781, TU-781, EX-734
Goal FICO 8 Score in 06/2022: EQ-800, TU-800, EX-800
Message 42 of 44
Saeren
Mega Contributor

Re: BBVA CLI


@babygirl1256 wrote:

Congrats on your rebuild as you have done great . . . I too want to either increase or replace trade lines with < $5k CLs. I appreciate you sharing your information and giving me some ideas on my path forward actions!


Well here is what I have and what the limits are to give you an idea of my actual profile. 

03/14 - Capital One Plat (now QS) - $2000

10/16 - PlayStation

11/17 - Ollo

03/18 - SSFCU - $5000

03/18 - Discover IT - $12,700

03/18 - Amex BCE

09/18 - NFCU cashRewards - $8500

12/18 - BBVA Compass ClearPoints - $5000

12/18 - NFCU Platinum - $19,000

12/18 - Amazon Store Card - $10,000

01/19 - Sync PayPal

02/19 - DCU Platinum (chopping block) - $1000

06/19 - BH Payboo 

06/19 - Amex Cash Magnet - $3000

06/19 - Savor One - $10,000

08/19 - CareCredit

08/19 - Apple Card - $5000

09/19 - Citi Rewards+ - $5400

09/19 - Discover IT Miles (chopping block) - $3000

09/19 - Target - $800

10/19 - Amex BCP (now BCE) - $5000

10/19 - Williams Sonoma VISA (chopping block) - $2000

10/19 - Marvel (closing this month) - $2000

04/20 - AOD VS - $5000

 

Like I said, definitely went way above and beyond for my profile given my 2010 BK and low income. I closed all those Synchrony accounts which would have given me another $28,500 in credit too had I left them open but I didn't want to risk my Amazon Store Card because I use it constantly. 





Message 43 of 44
calyx
Super Contributor

Re: BBVA CLI

Congrats on hitting that 5k goal on this card.


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 44 of 44
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