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BBVA Clear points Approval 12k SL

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Gmood1
Super Contributor

Re: BBVA Clear points Approval 12k SL


@Remedios wrote:

You waited several hours between the applications???

 

Such a disappointment 🤣❤️


😂😂😂😂

@Remedios , yeah something told me hours later to go back in and see if the prequal was still there on the other CC.

If I'd waited another day. It would have been 6 months before it would showed up again.

 

 

 

Message 21 of 58
Remedios
Credit Mentor

Re: BBVA Clear points Approval 12k SL


@Gmood1 wrote:

@Remedios wrote:

You waited several hours between the applications???

 

Such a disappointment 🤣❤️


😂😂😂😂

@Remedios , yeah something told me hours later to go back in and see if the prequal was still there on the other CC.

If I'd waited another day. It would have been 6 months before it would show up again.

 

 

 


You're my brave 🤴

Message 22 of 58
simplynoir
Community Leader
Mega Contributor

Re: BBVA Clear points Approval 12k SL


@Remedios wrote:

@Gmood1 wrote:

@Remedios wrote:

You waited several hours between the applications???

 

Such a disappointment 🤣❤️


😂😂😂😂

@Remedios , yeah something told me hours later to go back in and see if the prequal was still there on the other CC.

If I'd waited another day. It would have been 6 months before it would show up again.

 

 

 


You're my brave 🤴


That's brave 🐅🤴

Message 23 of 58
cashorcharge
Community Leader
Super Contributor

Re: BBVA Clear points Approval 12k SL

Congratulations @CreditCuriosity !!!

I've tried their prequal a few times and haven't been as successful because of too many INQ's and new accounts this year!  Great job!!

Message 24 of 58
dudefromtx
Established Contributor

Re: BBVA Clear points Approval 12k SL

Congrats on your approval!

Message 25 of 58
JNA1
Valued Contributor

Re: BBVA Clear points Approval 12k SL

Congrats! 

So did you do the prequal and then just do an application later without going through the prequal process when you applied? 

 

The reason I ask is that on both my card ($15,300SL @ 16.24) and DW's ($10K @ 18.99) the SL and APR was exactly what the prequal said it would be. Both times we applied, we did the prequal and then hit apply from that same screen. 

My prequal SL on a new card just went back up to $10K, but I was just curious as to specifically how you applied. 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 26 of 58
Meanmchine
Super Contributor

Re: BBVA Clear points Approval 12k SL

Congrats CC on your new Clearpoints card !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 27 of 58
CreditCuriosity
Moderator Emeritus

Re: BBVA Clear points Approval 12k SL


@JNA1 wrote:

Congrats! 

So did you do the prequal and then just do an application later without going through the prequal process when you applied? 

 

The reason I ask is that on both my card ($15,300SL @ 16.24) and DW's ($10K @ 18.99) the SL and APR was exactly what the prequal said it would be. Both times we applied, we did the prequal and then hit apply from that same screen. 

My prequal SL on a new card just went back up to $10K, but I was just curious as to specifically how you applied. 


At least my prequal as out of their geo foot print, but have a checking account with a nominal balance with then. logged in their site and looked at products and CC was there which has never been there before due to geo location and foot print anyways clicked on that an they wanted to run a pre-qual whatever which was fine.  Did that and came back at 15.x at 7500....   After that had to goto next page once again put in income and clicked a few boxes wheel spun then the results so they did some calculation as mentioned that is still one of my lower CL's even at 12k..  Average is around 20kish and high is 60k+..  Still good for BBVA overall though.  Hope that answers your question.

Message 28 of 58
SFLSpotter9210
Valued Contributor

Re: BBVA Clear points Approval 12k SL

Congratulation's on your approval and nice SL with respectable APR. I think I read that PNC acquired BBVA bank. I've always thought about them but never pulled the trigger. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 29 of 58
credit_endurance
Valued Contributor

Re: BBVA Clear points Approval 12k SL

Congrats @CreditCuriosity  on an exceptional approval fr BBVA!! 

 

Your success had me to venture onto my webpage and indeed they now have an option to add credit card as a product. I have been out of their footprint as well. Was meaning to take a road trip to a physical branch and open up another account just to get the offers but, no longer needed. Might have my eye on this card next year. Again congrats on the approval! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 30 of 58
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