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BBVA ClearPoints approval. Update not Signature Card

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BBVA ClearPoints approval. Update not Signature Card

Sharing some data points on BBVA ClearPoints Visa card approval.
12/10/19 Instant approval (I was shocked it was instant).
Credit limit $10K - I thought I got the signature version of this card because when my application was approved the benefits link they provided me opened their Visa Signature guide to card benefits but I did not receive a signature card in the mail.
I opened a BBVA checking and savings on 11/10/19 for the bank account SUB’s. I had approximately $300 in each of the new accounts and direct deposit set up for $20 a week into the checking account.
I had received a prequal from them a few months ago but it expired. I got a new prequal in the mail from them on 12/10 and used it to apply. I do not live in the BBVA footprint.
SUB on this card is $100.00
They HP’d Experian and reported my Experian FICO 9 which was 757
They also pulled Experian Vantage 3 which was 705
APR 16.74
Inquires in the past year (at time of app) was 5
Inquires in last 6 months 2
New accounts in last year (reporting) 6, Last 6 months 2
Income $165K.
If anyone wants more detailed data points let me know.
Card arrived 12/16.
Current Cards (in order they were approved with current limits):
Cap1 QS (plat.) $2750
Kohls $3K
Cap1 Savor $15K
PenFed Power Cash Rewards $2K
NFCU CashRewards $6K
NFCU MoreRewards $12.5K
Cap1 Venture $30K
PenFed Gold $2K
Ollo Rewards $3.2K
Sync Amazon $10K
NASA FCU Platinum Cash Rewards $3K
Disco It #2 $14.8K
DCU Visa $10K
NFCU Flagship Rewards $23K
Sync Care Credit $15K
PenFed Power Cash Rewards #2 $39K
WF Propel $4K
Comenity AKC $10.5K
Apple (GS) $6.5K
TD Cash Credit Card $6K
Rakuten Siggy Visa $6.5K
BBVA ClearPoints Visa $10K
Disco It #3 $8K

BK 7 discharged July 2016




Message 1 of 18
17 REPLIES 17
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Frequent Contributor

Re: BBVA ClearPoints approval.

Congrats on your approval!!


Message 2 of 18
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Super Contributor

Re: BBVA ClearPoints approval.

Congratulations on your approval!
Message 3 of 18
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Super Contributor

Re: BBVA ClearPoints approval.

Congrats!

Message 4 of 18
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Senior Contributor

Re: BBVA ClearPoints approval.

Congrats on your BBVA Clearpoints approval!





Message 5 of 18
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Valued Contributor

Re: BBVA ClearPoints approval.

Thanks for the solid reporting. Smiley Happy

Congrats! on your approval.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


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Message 6 of 18
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Community Leader
Mega Contributor

Re: BBVA ClearPoints approval.

Very niceSmiley Happy

Ill take your income for 🎄 pleaseSmiley Wink 🎅
Message 7 of 18
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Valued Contributor

Re: BBVA ClearPoints approval.

Congratulations!



Message 8 of 18
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Established Contributor

Re: BBVA ClearPoints approval.

Congratulations on your approval!!!



Message 9 of 18
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Regular Contributor

Re: BBVA ClearPoints approval.

Congrats on the approval. I get the mailers, but not being in their footprint was leary about applying. Maybe I should open an account and go for it.



Message 10 of 18
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