BBVA ClearPoints approval. Update not Signature Card
Sharing some data points on BBVA ClearPoints Visa card approval. 12/10/19 Instant approval (I was shocked it was instant). Credit limit $10K - I thought I got the signature version of this card because when my application was approved the benefits link they provided me opened their Visa Signature guide to card benefits but I did not receive a signature card in the mail. I opened a BBVA checking and savings on 11/10/19 for the bank account SUB’s. I had approximately $300 in each of the new accounts and direct deposit set up for $20 a week into the checking account. I had received a prequal from them a few months ago but it expired. I got a new prequal in the mail from them on 12/10 and used it to apply. I do not live in the BBVA footprint. SUB on this card is $100.00 They HP’d Experian and reported my Experian FICO 9 which was 757 They also pulled Experian Vantage 3 which was 705 APR 16.74 Inquires in the past year (at time of app) was 5 Inquires in last 6 months 2 New accounts in last year (reporting) 6, Last 6 months 2 Income $165K. If anyone wants more detailed data points let me know. Card arrived 12/16.
Current Cards (in order they were approved with current limits): Cap1 QS (plat.) $2750 Kohls $3K Cap1 Savor $15K PenFed Power Cash Rewards $2K NFCU CashRewards $6K NFCU MoreRewards $12.5K Cap1 Venture $30K PenFed Gold $2K Ollo Rewards $3.2K Sync Amazon $10K NASA FCU Platinum Cash Rewards $3K Disco It #2 $14.8K DCU Visa $10K NFCU Flagship Rewards $23K Sync Care Credit $15K PenFed Power Cash Rewards #2 $39K WF Propel $4K Comenity AKC $10.5K Apple (GS) $6.5K TD Cash Credit Card $6K Rakuten Siggy Visa $6.5K BBVA ClearPoints Visa $10K Disco It #3 $8K