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BBVA ClearPoints approval. Update not Signature Card

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Hex
Valued Contributor

BBVA ClearPoints approval. Update not Signature Card

Sharing some data points on BBVA ClearPoints Visa card approval.
12/10/19 Instant approval (I was shocked it was instant).
Credit limit $10K - I thought I got the signature version of this card because when my application was approved the benefits link they provided me opened their Visa Signature guide to card benefits but I did not receive a signature card in the mail.
I opened a BBVA checking and savings on 11/10/19 for the bank account SUB’s. I had approximately $300 in each of the new accounts and direct deposit set up for $20 a week into the checking account.
I had received a prequal from them a few months ago but it expired. I got a new prequal in the mail from them on 12/10 and used it to apply. I do not live in the BBVA footprint.
SUB on this card is $100.00
They HP’d Experian and reported my Experian FICO 9 which was 757
They also pulled Experian Vantage 3 which was 705
APR 16.74
Inquires in the past year (at time of app) was 5
Inquires in last 6 months 2
New accounts in last year (reporting) 6, Last 6 months 2
Income $165K.
If anyone wants more detailed data points let me know.
Card arrived 12/16.
Message 1 of 18
17 REPLIES 17
Pro-X
Frequent Contributor

Re: BBVA ClearPoints approval.

Congrats on your approval!!


Message 2 of 18
AllZero
Mega Contributor

Re: BBVA ClearPoints approval.

Congratulations on your approval!
Message 3 of 18
M_Smart007
Legendary Contributor

Re: BBVA ClearPoints approval.

Congrats!

Message 4 of 18
Anonymous
Not applicable

Re: BBVA ClearPoints approval.

Congrats on your BBVA Clearpoints approval!

Message 5 of 18
Anonymous
Not applicable

Re: BBVA ClearPoints approval.

Thanks for the solid reporting. Smiley Happy

Congrats! on your approval.

Message 6 of 18
AverageJoesCredit
Legendary Contributor

Re: BBVA ClearPoints approval.

Very niceSmiley Happy

Ill take your income for 🎄 pleaseSmiley Wink 🎅
Message 7 of 18
Anonymous
Not applicable

Re: BBVA ClearPoints approval.

Congratulations!
Message 8 of 18
nuohlac
Valued Contributor

Re: BBVA ClearPoints approval.

Congratulations on your approval!!!




Message 9 of 18
CerebralZulu
Frequent Contributor

Re: BBVA ClearPoints approval.

Congrats on the approval. I get the mailers, but not being in their footprint was leary about applying. Maybe I should open an account and go for it.


Message 10 of 18
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