BBVA Compass ClearPoints Mailer

[Anonymous]

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@Anonymous wrote:

So i have been out of the app market for awhile and i was okay with that.   Then i got a BBVA pre-qualified mailer.  I know they only send those to certain ppl within a certain area.   And sadly enough the curiousity got the best of me. 

Approved.  3900  @ 23%.     first 12 months 0% APR,  $100 for 1500 spend in 90 days. 

First card with them, or an account of any type. 

Stats in siggy are current.  

lower income bracket. 

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Congrats! It's too bad I'm outside of their footprint.

[Anonymous]

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@Aspireto850 wrote:
Nice job! According to my banker, 640 is the starting point with them!

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I'm not sure if they use 8 or 9 but my EX is my best one @ F8 - 683 and F9 - 701

[Anonymous]

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@AverageJoesCredit wrote:

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@Gmood1 wrote:

Congrats Jago22! Enjoy the new card and broad rewards!

Super congrats @Anonymous  . Seems to be a great fotm  recently. From reading @UncleB post on them offering prequals with true limits and apr, seems a nice pick up.

@Gmood1,  man i wish i could pick up some BROAD rewards 😁

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@AverageJoesCredit, @UncleB, @Gmood1

I would have to say the SL and APR pre-quals are for current customers, i didnt see any of that when i apped. 

[Anonymous]

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@JaseT wrote:

Congrats! I use my ClearPoints card for the 3% Utilities and 2% Gas categories. 

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I'll have to figure out what codes as what. I have a 5% cash+ for utilities and cell phones.  Maybe i'll have another category to use it for. 

Cash Back is King  (for me)

[Anonymous]

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@UncleB wrote:

Good job, @Anonymous! 

I've found the ClearPoints to be a solid card.  My 3% category is set to 'Travel', and so far it's worked exactly as advertised! 

Just a quick note... this is one of the few banks I always allow to do a 'pull' for payments, since both of my banks that I use for Billpay for some reason send a paper check to BBVA/Compass.  That said, the 'pull' works well with the funds available the next day, and so far I've never had to deal with a hold (even for payments of $1k+).

Also, if you later find yourself interested in any of their other cards, you'll be able to see pre-qual offers - with credit line and firm APR - before you take it.  This is the only bank I use that has this "feature". 

Enough of my rambling... again, congrats! 

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Thanks @UncleB    I will just have to use it awhile and see how it goes, but the pre-qual with SL and APR sounds awesome for down the road. 

[shoegal]

Congrats, Jago!! 🎉🎉🎉

Seems like the trendy card this month. 😂

[Anonymous]

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@Anonymous wrote:

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@Aspireto850 wrote:
Nice job! According to my banker, 640 is the starting point with them!

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I'm not sure if they use 8 or 9 but my EX is my best one @ F8 - 683 and F9 - 701

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I am not sure if it’s 8 or 9 but they use Vantage as well.