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BBVA Compass ClearPoints Prequal

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RonM21
Valued Contributor

Re: BBVA Compass ClearPoints Prequal

Congrats on the approval! I just had a mailer for a prequal from them.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 11 of 24
Albert_E63
Regular Contributor

Re: BBVA Compass ClearPoints Prequal

Whats your Credit score looking like ? i also got a pre qualified and was thinking about applying aswell

FICO 08 Scores EX 624 EQ 631 TU 646, Goal 800+
Message 12 of 24
Anonymous
Not applicable

Re: BBVA Compass ClearPoints Prequal


@Albert_E63 wrote:

Whats your Credit score looking like ? i also got a pre qualified and was thinking about applying aswell


Fico 8 is 721.

Message 13 of 24
toostoosh
Valued Member

Re: BBVA Compass ClearPoints Prequal

I received a pre-qualified offer in the mail for this card. I applied and was approved for $7500. 0% for purchases and balance transfers for 13 months. They pulled Experian. My FICO 8 score with Experian was 731 as of 6/13/2018. 

UTIL as of 3/2019 - 9% | FICO Scores - (As of 3/2019) - EX 712 | TU 734 | EQ 727
Retail and Store Credit: Synchrony HOME - $4000 | Children's Place - $1K | Saks - $2250 | Neiman Marcus - $1500 | Ulta - $1K | JCP - $700 | Lowe's - $5300 | TJ Maxx - $900 | Macy's - $2000 | AE - $1650 | Tires Plus - $1400 | Abercrombie - $850 | Gap - $2500 | Old Navy - $2500 | VS - $1850 | BP - $900 | Chevron - $1750 | Citgo - $500 | Amazon - $6K | Belk - $300 | Bloomingdales - $300 | Express - $750 | Kay's - $5100 | CareCredit - $9800 | Walmart - $1600 | Discount Tire - $1700 | Sunoco - $300 | Kohl's - $600 | Zales - $1300 | Navy Fed CLOC - $500 | NewEgg - $1800
Message 14 of 24
Anonymous
Not applicable

Re: BBVA Compass ClearPoints Prequal

Congrats on approval and nice SL

Message 15 of 24
Anonymous
Not applicable

Re: BBVA Compass ClearPoints Prequal

This is weird, i received one as well, invitation # and all.  SO i thought, why not!!  haha.  I began entering my information and it would not let me get past the state.  It gave a pop up that it was not available in my area.  Now, wouldnt you think, that they wouldnt solicit in an area where they arent doing business?  odd..

Message 16 of 24
Anonymous
Not applicable

Re: BBVA Compass ClearPoints Prequal

I got the mailer too...first one ever from BBVA for me.  Not quite sure if I'll apply or not.  Citi keeps sending me an offer on their Thank You Preferred with a 15 month interest-free offer.  The Citi offers looks more enticing, but I don't have a burning need for more accounts.

Message 17 of 24
bigpoppa09
Established Contributor

Re: BBVA Compass ClearPoints Prequal


@Anonymous wrote:

This is weird, i received one as well, invitation # and all.  SO i thought, why not!!  haha.  I began entering my information and it would not let me get past the state.  It gave a pop up that it was not available in my area.  Now, wouldnt you think, that they wouldnt solicit in an area where they arent doing business?  odd..


BBVA Compass need to find out if the people are in there footprint DW got one of these today not in there service aea.Smiley Surprised

Message 18 of 24
Benzman
Frequent Contributor

Re: BBVA Compass ClearPoints Prequal

I received a BBVA pre approval in the mail today. I'm in PA which shows on their website as the card is not available, but thought WTH, give it a try as they sent it to me. It took all my info online and submitted, came back a few seconds later with a decline as "potential fraud risk indicators are present".

 

No CRs are frozen, and first time ever for this type of excuse. Wonder if it threw that out because of not in service area?

 

BTW, went with City TY app, approved and happy with card, 4.5K CL.

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 3.5K | Bread AMEX 9K | Citizens Cash 8K | Citizens Clear 2K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One WM MC 11K | Discover It 19.5K | Discover Miles 13.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Voice 7,750K | Huntington Voice Rewards 8.7K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 5.5K | Deserve Digital 6K | Simon AMEX 6K | Chase Amazon 1.5K | F8 Scores 4/23 EX789; TU781; EQ792.
Message 19 of 24
Anonymous
Not applicable

Re: BBVA Compass ClearPoints Prequal


@Anonymous wrote:

Got an email saying I’m approved. 4.9k Credit limit.


Congrats on the approval!! Smiley Very Happy

Message 20 of 24
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