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BBVA Compass Clearpoint Approval and broke the 100k mark

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combatmedic2107
New Contributor

BBVA Compass Clearpoint Approval and broke the 100k mark

I received the mailer so many other people have.  After reading several post I decided to pull the trigger.  I did not get a instant approval as some did. I applied on Monday and I received the congrats email today.  I called in and spoke to the rep.  4k SL and 0% for 13 months and 25 percent after that.  I am not keen on the interest rate but I probably will not carry a balance on this card,

 

BBVA  4K

Sportsman Guide 6.7 K

Total Rewards  5k

First Tech Federal  10k

Williams Sonoma  3.2k

Fifth Third  500

Capital One 1600 (bucketed)

Express 2k

Lowes  6k

Overstock 18.8 k

Lexus Pursuits 6K

Victoria Secrets 3.8k

Walmart  4k

Car Credit 4k

Care Credit  8.8 K

Fidelity 14k

Good Sams 6500

BP  550

TJ Maxx 1K

Amazon 1.5k

Wayfair  18.5k

BOA Travel  3K

BOA Cash Rewards  3K

 

I finally broke the 100k mark.   678 Fico 8 Experian 90K annual income  DW makes 100k    Now I am in the garden for a long time.  Gonna let them grow I hope.  Just paid off my Lending Point loan for 8800.  I owe 1K on BOA Cash Rewards, 3K on First Tech and 1.6k on Wayfair.

 

 

 

 

 

Message 1 of 10
9 REPLIES 9
Ysettle4
Valued Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

Congrats on the approval and milestone.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 2 of 10
M_Smart007
Legendary Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

@I finally broke the 100k mark.

 

dang, I'm Just Trying to break the @AJC Mark!Smiley Wink

Message 3 of 10
bigpoppa09
Established Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark


@combatmedic2107 wrote:

I received the mailer so many other people have.  After reading several post I decided to pull the trigger.  I did not get a instant approval as some did. I applied on Monday and I received the congrats email today.  I called in and spoke to the rep.  4k SL and 0% for 13 months and 25 percent after that.  I am not keen on the interest rate but I probably will not carry a balance on this card,

 

BBVA  4K

Sportsman Guide 6.7 K

Total Rewards  5k

First Tech Federal  10k

Williams Sonoma  3.2k

Fifth Third  500

Capital One 1600 (bucketed)

Express 2k

Lowes  6k

Overstock 18.8 k

Lexus Pursuits 6K

Victoria Secrets 3.8k

Walmart  4k

Car Credit 4k

Care Credit  8.8 K

Fidelity 14k

Good Sams 6500

BP  550

TJ Maxx 1K

Amazon 1.5k

Wayfair  18.5k

BOA Travel  3K

BOA Cash Rewards  3K

 

I finally broke the 100k mark.   678 Fico 8 Experian 90K annual income  DW makes 100k    Now I am in the garden for a long time.  Gonna let them grow I hope.  Just paid off my Lending Point loan for 8800.  I owe 1K on BOA Cash Rewards, 3K on First Tech and 1.6k on Wayfair.

 

 

 

 

 


It seem's they are hung up on $4K that's what mine was approved for.

Message 4 of 10
mikesonthemend
Valued Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

Bam!Bam!

Congrats, Medic!




Living through Darwinism is so much worse than learning about about it in school.
Message 5 of 10
Anonymous
Not applicable

Re: BBVA Compass Clearpoint Approval and broke the 100k mark


@bigpoppa09 wrote:

It seem's they are hung up on $4K that's what mine was approved for.

Same here, i got 3.9k on mine. Altho considering i didnt expect to get approved at all, i was happy. 

Message 6 of 10
Anonymous
Not applicable

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

congrats !!! im almost their 

Message 7 of 10
pinkandgrey
Senior Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

Congrats on breaking the barrier and on the new card!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 8 of 10
Anonymous
Not applicable

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

Congrats on the new card!!!! I'm curious as to how many inquiries you had at the time of your app. Also, what was your AAoA???
Message 9 of 10
combatmedic2107
New Contributor

Re: BBVA Compass Clearpoint Approval and broke the 100k mark

Credit score was 678 Experian.  14 inquiries and oldest card is 2 years old.  I fell in hard times in 2013 and I still have some collections on my account.  They are due to fall of in Dec of 2020.  

Message 10 of 10
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