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I recieved a pre-qualify letter in the mail so I thought I would get out of the garden for this one card hearing that they pulled TU 780 for me and gave big starting CL....they ended up pulling EX 751 with 25 inqs....has me worried that that will cause then to give me a smaller stating limit. anyone else have a relationship with this bank?
@Anonymous wrote:I recieved a pre-qualify letter in the mail so I thought I would get out of the garden for this one card hearing that they pulled TU 780 for me and gave big starting CL....they ended up pulling EX 751 with 25 inqs....has me worried that that will cause then to give me a smaller stating limit. anyone else have a relationship with this bank?
I haven't known them to be inquiry-sensitive, but they are new account-sensitive. A couple of years ago when they handed out too many $10K+ SL's out to mid 600's customers, they started shutting down cards because of "verification" and "too many new accounts"
I have A LOT of new accounts withing the past few years so I was kinda shocked wen I recieved the pre qualify letter. what threw me off was everyone has told me they were a TU puller. I'm just hoping I get a good strating CL and thanks for the response I do appreciate it.
I wasn't instantly approved they needed ID....but just recieved an email saying I had bee approves what shocked me was seeing the EX hit and not TU....I will update the SL as soon as I find out.
@Anonymous wrote:I have A LOT of new accounts withing the past few years so I was kinda shocked wen I recieved the pre qualify letter. what threw me off was everyone has told me they were a TU puller. I'm just hoping I get a good strating CL and thanks for the response I do appreciate it.
With "new" accounts, I think they're more concerned with what you've done in the past 6 months, not necessairly over a few years. But congrats on the approval, and best of luck with the starting limit!