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@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
Yes, thanks for the DPs @KDKobes.
Typically, one can request a CLI around the 6-month mark (HP), but it's really a gamble for a variety of profiles even from an earlier UW 'model' which was identified back in the days of the BBVA (NBA) AmEx frenzy. Which is why most BBVA folks prefer to wait things out for an auto-CLI or request the CLI around the 12-month timeframe.
@Anonymous wrote:
How did you request a CLI did you call in?
Yep, just called the number on the back of the card. Pretty quick process, if your income changed make sure to tell them you want to update it before. I called early in the afternoon, got a notification that credit was pulled at about 8pm, the next day about mid-day I checked my card & CL was increased.
@KDKobes wrote:
I’ve seen a lot of people asking when you can get a CLI with BBVA, and there is a lot of varying information out there. Maybe this helps someone else.
Requested CLI - HP
Account Age: 6months
Usage: max’d the card out when I got it with a big purchase to take advantage of the no interest offer & have been paying it down & using it A LOT
Debt-to-Limit when I applied: 49% (I’ve been paying it down over $600/month to avoid interest at the end of the offer)
CL before increase: $8,000
CLI: $2,000
Ending CL: $10,000
*UPDATE - They pulled my TU report. When I applied they pulled my EX.
CONGRATS @KDKobes on your BBVA Clear Points CLI!!!
I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
@Jnbmom, in case you missed it - I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
@Marz2002 wrote:
@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
@Jnbmom, in case you missed it - I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
Congrats, my 7th cut yesterday but no such luv😕
@Jnbmom wrote:
@Marz2002 wrote:
@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
@Jnbmom, in case you missed it - I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
Congrats, my 7th cut yesterday but no such luv😕
Thanks @Jnbmom, sorry to hear about your CLI experience.
Do you put much spend on your BBVA card?
@Marz2002 wrote:
@Jnbmom wrote:
@Marz2002 wrote:
@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
@Jnbmom, in case you missed it - I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
Congrats, my 7th cut yesterday but no such luv😕
Thanks @Jnbmom, sorry to hear about your CLI experience.
Do you put much spend on your BBVA card?
I ran about 400 each month always PIF and now am using a BT deal at 1500. I thought I was a good candidate for an auto, but guess not lol.
@Jnbmom wrote:
@Marz2002 wrote:
@Jnbmom wrote:
@Marz2002 wrote:
@Jnbmom wrote:
@KDKobes wrote:
It was actually slightly before the 6 month mark, about 1 week or so beforeThank you. From what I hear if you asked it's a HP, but some have gotten auto increase after 7th statement, so I am holding out to see lol.
@Jnbmom, in case you missed it - I received an AUTO CLI after my 7th BBVA statement from $7,000 to $10,500.
Congrats, my 7th cut yesterday but no such luv😕
Thanks @Jnbmom, sorry to hear about your CLI experience.
Do you put much spend on your BBVA card?
I ran about 400 each month always PIF and now am using a BT deal at 1500. I thought I was a good candidate for an auto, but guess not lol.
@Jnbmom, that's exactly what I did with my BBVA Rewards card but, I had a $5500 BT instead. One statement after the BT posted, I made a payment of $3500 and then they gave me the AUTO CLI after the Statement was cut.
My 12th statement cut on 8/7 and still no CLI.