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BBVA clear points, USBank, Discover it

Anonymous
Not applicable

BBVA clear points, USBank, Discover it

EQ, EX, 727 735, 15 inq each. 20% util, 10 mo aaoa

BBVA Compass Clear Points Platinum Visa 18.24%, 0% for 18 MO SL 6500- Targeted mailer, online app

Discover It Cash 5% cat. 19.99% 0% 12 MO SL 5000 - cold app

USBANK Cash + ended up signature, Flexible Spending Limit, 15.99% 0% 18 mo, kinda disappointed.

Citi, Wells, 2ND NFCU, all said too many recent accounts 6 months, no other reason. Better than a big list of nonsense. Will garden another 6-8 months for NFCU

Had fun, now time to raise the scores.

Message 1 of 10
9 REPLIES 9
peghede
Valued Contributor

Re: BBVA clear points, USBank, Discover it

Congrats m8

Message 2 of 10
Anonymous
Not applicable

Re: BBVA clear points, USBank, Discover it

Thanks, was a 530 fico 1 year 1/2 ago...18 months in on the rebuild
Message 3 of 10
peghede
Valued Contributor

Re: BBVA clear points, USBank, Discover it

Yup you doing good you got the good cards no need more ,just grow the ones u have and dont go in cc debt....ps.stay away from barclay ,chase,and  synchrony r.i.p.

Message 4 of 10
Anonymous
Not applicable

Re: BBVA clear points, USBank, Discover it

Thx. Chase was my initial goal when rebuilding...But seeing as they have 5/24....It'll never happen..other 2 not interested have heard way too many horror stories.

Crossing fingers....very studious paying bills last 7 years. Been there...No more mistakes Smiley Happy

Message 5 of 10
AverageJoesCredit
Legendary Contributor

Re: BBVA clear points, USBank, Discover it

Congrats on your pickups, rebuild looks greatSmiley Happy
Message 6 of 10
Anonymous
Not applicable

Re: BBVA clear points, USBank, Discover it

Thx....only problem now is that 6-7 month itch.

But planning on gardening for awhile..would be estatic to break 760
Message 7 of 10
Anonymous
Not applicable

Re: BBVA clear points, USBank, Discover it

BTW: Credit Karma started me out...monitoring. It was free with bad info.

But most of what I learned in my rebuild was from MyFico and reading all the forums here. Taking info with a grain of salt and researching

Although not happy with my limits, 1000x happier than before with score staying good. Can't complain
Message 8 of 10
AverageJoesCredit
Legendary Contributor

Re: BBVA clear points, USBank, Discover it

Thats the spiritSmiley Happy
Message 9 of 10
Anonymous
Not applicable

Re: BBVA clear points, USBank, Discover it

Why are you kinda disappointed on he US Bank Cash +? Because you got the Signature or was the revolving limit (even tho they claim to not have one) too small?

Congrats. Looks like 3 really nice approvals to me
Message 10 of 10
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