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BCE CL Over 34500 Datapoint

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Established Contributor

BCE CL Over 34500 Datapoint

Thank you @BrutalBodyShots, I thought I would test my luck today and I must be on the 5k gravy train with Amex. 

$34500 to $39500 today at 182 days to make sure. Smiley Very Happy 

 

Started by asking for 50k and backed out of the page all the way down to 40k with every request asking for IV.

All my credit reports are frozen and I hope to never use 40k on one card or I am sure they would have given me 40-50k

 

Typed $39500 and instant approval, refreshed the screen and instantly available.

 

One of these times I might try to make it an even number just because I am a little OCD but alot of my cards are odd numbers so maybe its good luck.

 

I wanted everyone to know because it seems all of us eventually get there with Amex.

 

When do you guys stop asking for CLI's from Amex?

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 1 of 10
9 REPLIES 9
Frequent Contributor

Re: BCE CL Over 34500 Datapoint

Congrats on the increase! Was wondering if you can share some data points? Score? Income? UTI? I am $30k on my BCP and was not sure if I should ask for more when the time comes
Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 2 of 10
Established Contributor

Re: BCE CL Over 34500 Datapoint

Scores - around 780

Combined Incomes - around 100k

UTI - $300-400 on this card - around 2% on all my cards

 

Why not try for the increase, unless your satisfied with 30k? The worst that will happen is you will get denied or asked for IV. If asked for a IV then back out and ask for less.

 

When I was rebuilding I always wanted a card that was $5k, the more I improved my credit I always wanted a $20k card. Now my end goal is a $50k card.

 

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 3 of 10
Senior Contributor

Re: BCE CL Over 34500 Datapoint

Congrats on your CLI

Personally, the only way Im gonna get a $50k card is to be an AU




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 4 of 10
Established Contributor

Re: BCE CL Over 34500 Datapoint


@Meanmchine wrote:

Congrats on your CLI

Personally, the only way Im gonna get a $50k card is to be an AU


My BCE started at 1k. Its all about goals.

Thank you.

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 5 of 10
Super Contributor

Re: BCE CL Over 34500 Datapoint

JamP, nice work with your CLI!

 

I'll continue to try for $5k CLIs with Amex every 6 month just for the heck of it.  I really won't ever need a bigger line than what I already have, but I think it's still fun to try. 

Message 6 of 10
Established Contributor

Re: BCE CL Over 34500 Datapoint

Very nice, congrats!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 15k = DCVR MILES 7k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 9k, 14k

FICO scores TU 764 EX 739 EQ 745
Message 7 of 10
Community Leader
Super Contributor

Re: BCE CL Over 34500 Datapoint

Jam, great job buddySmiley Happy now only question left is it time for a slow or fast one to celebrateSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 10
Moderator

Re: BCE CL Over 34500 Datapoint


@JamP wrote:

When do you guys stop asking for CLI's from Amex?


Right now, I will say $100,000 for me, but please ask again once I hit that. Smiley Wink

 

Congrats on the great line!


Message 9 of 10
Super Contributor

Re: BCE CL Over 34500 Datapoint

I told myself that $40k would be my goal with a single Amex line, but now that I've hit it I feel like $50k has a much nicer ring to it...

Message 10 of 10
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