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BCP Approved!!

New Contributor

BCP Approved!!

Applied online, I had to call for an instant decision, they wanted to verify my address. Approved for $2,000!

The rep told me my Experian Score: 725 ... I am excited about this, I thought I could only get my exp score if denied. She also mentioned my Equifax report had too many inquiries, and short history. I am i. Florida .

My profile

BofA. $2,000
Cap1 $750
Cap1 $300
Macys $200

EXP 725 EQ 678. TU 735

AAoA 1.5 yrs.

Two days ago I was approved for Chase Sapphire Preferred $5,000 and Discover IT $3,000 and now BCP !!!! I wonder if credit cards are easier to get during the holidays ...

On my iPhone

EXP 725 (Amex) EQ 678 TU 735
Message 1 of 14
Valued Contributor

Re: BCP Approved!!



I was just approved on Wednesday and it feels great. They had to do the same address verification for me but it only took a few minutes. I wonder if they pulled multiple reports for you since they mentioned both Experian and Equifax...


When you find out more, could you let us know? It might help others in making their decision on applying for the BCP or not. 

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 2 of 14
New Contributor

Re: BCP Approved!!

Yes I will ... I forgot to mention I have a 5yr old medical collection ($50 Unpaid) reporting to EQ ....I'll check later if the pulled my TU as well.

EXP 725 (Amex) EQ 678 TU 735
Message 3 of 14
Moderator Emeritus

Re: BCP Approved!!

Nice card.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 14
Established Contributor

Re: BCP Approved!!

Congrats! On the recent card approvals. I want the CSP so bad. Dont forget the 3x cli on your BCP after 61 days. Congrats!
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 5 of 14
Valued Contributor

Re: BCP Approved!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 6 of 14
Valued Contributor

Re: BCP Approved!!


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 7 of 14
Frequent Contributor

Re: BCP Approved!!

Congrats happy for you!

Message 8 of 14
New Contributor

Re: BCP Approved!!

@SnackTrader. AMEX hard pulled all my 3 reports

EXP 725 (Amex) EQ 678 TU 735
Message 9 of 14
Established Contributor

Re: BCP Approved!!

Congrats! I so want this card.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 10 of 14
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