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BECU Approved! DP's Included

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Meanmchine
Super Contributor

Re: BECU Approved! DP's Included

Nice approval

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 21 of 32
atst2000
Frequent Contributor

Re: BECU Approved! DP's Included

Was not a member before, literally just joined on Thursday and paid the $20 to the NWCUF or something since I live out of state. I have heard they love to flag out of state accounts so I’ll update my entire journey to let everyone know how it goes.
Message 22 of 32
Anonymous
Not applicable

Re: BECU Approved! DP's Included

Op

It says that you require to submit additional documents in your approval? can you tell what those documents were? did that include POI?

Message 23 of 32
SEAlifer
Established Contributor

Re: BECU Approved! DP's Included

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AU

Message 24 of 32
jimmy2000
New Contributor

Re: BECU Approved! DP's Included

I got a $10,000 PLOC at 12%


@atst2000 wrote:

Yep just got the HP alert for Transunion lol.

 

I am tempted to go for the CLOC, what is the typical limits?  It just asks you from what I heard?


 

Message 25 of 32
atst2000
Frequent Contributor

Re: BECU Approved! DP's Included

So to join all I had to do is join and donate $20 to the NWCUF organization and then fill out the BECU app and wait. Got a welcome email the next day and called for my account number to setup online account. Went for the rewards credit card and filled out info. No POI or additional docs (yet lol). I am hoping it was that easy but in my experience nothing is what it seems. I assume it’ll get flagged since I’m out of state but I’ve heard nothing yet.
Message 26 of 32
UH_HUH
Valued Contributor

Re: BECU Approved! DP's Included

Congratulations OP!!!!! I will give you some DP's

and hope for a worry free outcome. I applied just like you

three months ago,from another state,after joining NWCUF.

Was an instant approval for credit card and next day

for a PLOC. They were very friendly on phone,as I needed help

setting up an external banking account. I never was asked

for any Docs of any kind,and it all went very smoothly.

YMMV like @Sareen and @Jnbmom have said,but there is another side to

the coin. Hope you get the right one! 

Cheers

Message 27 of 32
atst2000
Frequent Contributor

Re: BECU Approved! DP's Included

Awesome thanks! Hope I have your luck lol. If I can ask how much did you request for the CLOC amount?
Message 28 of 32
UH_HUH
Valued Contributor

Re: BECU Approved! DP's Included

Asked for 10K got 10k. asked for a CLI on my initial SL OF 10.5k on the CC about 9 weeks later and they raised it to 20K. They like Hp's :-) Good Luck.
Cheers
Message 29 of 32
Royalbacon
Frequent Contributor

Re: BECU Approved! DP's Included

Replied to the wrong thread accidentally, my apologies

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 30 of 32
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