So took the advice of everyone and bit the bullet on BECU. Followed the guide from another member and I can defintely confirm they are not new account/inq sensitive becauase I do have a lot lol.
Went for the Cash Back and was approved for $18k. Not sure of the APR as it didn't show.
Was a TU Pull.
30 inq on average and LOL/24 on accounts.
Yep just got the HP alert for Transunion lol.
I am tempted to go for the CLOC, what is the typical limits? It just asks you from what I heard?
I also got their cashback card, I highly suggest you just sit on that card, I too went for PLOC and it has been a nightmare ever since, not sure if 2 recent approvals so close is this culprit or not.
I opened savings account then approved for cashback visa 15K, I then tried to open checking account total nightmare (this should have been a sign) finally got that straightened out then set up external account nightmare number 2, finally fixed that transferred money, then applied for PLOC approved for 15K.
They then froze all my accounts and now it sits in the criminal fraud department ( gotta love the "criminal name " waiting on verification which they already had. Total nightmare, i do hope you have smooth sailing with them
If this isn't resolved without more hassle I am requesting a check and closing them all. I am starting to get mad just typing this ordeal 😂😂😂
Thank you! I literally was just waiting for a rep to answer, so I hung up LOL.
Defintely don't want to spook them, I will wait!
I don't mean to scare, it may be fine for you and might be just be my luck, I just wanted to share my recent experience, not saying this is the case with all, just my recent woes with them.