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BECU Approved! DP's Included

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Regular Contributor

Re: BECU Approved! DP's Included

Surprisingly no didn’t have to submit any verification (knock on wood). I’ve heard horror stories about that but I know I passed all the verification credit questions so maybe that was it?
Message 11 of 32
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Super Contributor

Re: BECU Approved! DP's Included


@Jnbmom wrote:
@AllZero I submitted during application process for credit card. 

Sorry, question was directed at OP.

Message 12 of 32
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Super Contributor

Re: BECU Approved! DP's Included


@atst2000 wrote:
Surprisingly no didn’t have to submit any verification (knock on wood). I’ve heard horror stories about that but I know I passed all the verification credit questions so maybe that was it?

Probably it would be best to be proactive and inquire if BECU need additional information to obtain full membership.

Message 13 of 32
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Super Contributor

Re: BECU Approved! DP's Included


@atst2000 wrote:
Surprisingly no didn’t have to submit any verification (knock on wood). I’ve heard horror stories about that but I know I passed all the verification credit questions so maybe that was it?

No this isn’t it. 

 

Knock hard because BECU loves to flag people out of state and send them to that criminal unit. I ended up there too and BECU can **bleep** **bleeping** **bleepbleepbleepbleepbleep** 18D24860-9BB5-4163-8591-EBF10B1F1B2A.gif

Current rotation:

01/2019:
05/2020:

Goal card: Cash+

P.S. I’m a dude, yo!
Message 14 of 32
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Frequent Contributor

Re: BECU Approved! DP's Included

Congrats on the approval @atst2000

Question for you, Are you a recent or long time member of BECU?

When you app, was it a cold app or a pre approval/pre qualify?

Btw Major winning with that SL

CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 15 of 32
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Community Leader
Senior Contributor

Re: BECU Approved! DP's Included

Yes just the fact that they call it “criminal” department irks me , fraud yes but criminal kinda over the top😙

Sorry don’t mean to highjack your thread with my rants lol

I wish you the best of luckSmiley Happy
EXP 758 TU 783 EQ 729
Message 16 of 32
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Super Contributor

Re: BECU Approved! DP's Included

Yes, sorry for being so negative myself. They just really put me through it.


Hopefully everything is good for you. Smiley Happy

Current rotation:

01/2019:
05/2020:

Goal card: Cash+

P.S. I’m a dude, yo!
Message 17 of 32
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Valued Contributor

Re: BECU Approved! DP's Included

Congratulations on your approval!!!



Message 18 of 32
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Community Leader
Mega Contributor

Re: BECU Approved! DP's Included

CongratsSmiley Happy big sl's weve been seeing though im sure peoples income helps with that, often a key dp left out. Like Navy , many people see these high limits and assume everyone gets them. Not so lol.

I hope everything goes smoothly for you. Finding the perfect CU is hard but ive learned just gotta quit while ones ahead, no more for me Smiley Wink. Man, semi ranting feels goodSmiley Happy

Sorry, next poster....
Message 19 of 32
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Mega Contributor

Re: BECU Approved! DP's Included

 

Congratulations!

 

Message 20 of 32
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