I know...bad, bad, bad 
So, I've had my eye on BECU for sometime, but since membership seemed a bit distant on the horizon, I decided to wait it out until the 'planets aligned' per se. So, once things optimized on TU and ensured Chex was not going to have any issues, I decided to join them. I would say that some gardening 'did' in fact help with the end results, at least IME.
I honestly was amazed on how seamless/effortless the whole membership process to the Visa application experience was from end-to-end. So, a big shoutout and thanks to @Jnbmom, @Remedios, @CreditCuriosity and any other members who provided great insight and shared BECU experiences + @Gmood1 and @K-in-Boston with their recent approvals... which nudged me to pull the trigger 
@UncleB you may consider these guys in the future 
Application naturally went pending due to address variation (conditional approval). eDocs signed last night and requested docs submitted via secured message portal. Spoke to LO earlier today and CC approved.
Oops, forgot one more...just checked online and it's a done deal 😁
Huge congrats! Another $40ker right out of the gate. Love it!
Congratulations on your approval!
