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BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

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Creditmakhi
Established Member
‎11-30-2019 03:38 PM
‎11-30-2019 03:38 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

Nice congrats after reading few horror stories I am holding my horses for a while 😏
Message 11 of 18
Royalbacon
Frequent Contributor
‎01-03-2020 05:20 PM
‎01-03-2020 05:20 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

@CreditCuriosity wrote:

Congrats I cannot see your scores, but i suspect you will be flagged as fraud.  So be ready to provide all the documentation needed and have patience and see it out.  They are very generous as you know.  Best of luck through the process...

Just a quick update since I see this has become a FOTM here it seems like. Everything is still going good. Never flagged for fraud, never locked out of my accounts. Still no documents requested, no proof of income or anything. BECU has been awesome since I joined back in November 2019.

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 12 of 18
tpdtopcop
Regular Contributor
‎01-03-2020 07:57 PM
‎01-03-2020 07:57 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

Anyone with a bk13 in report approved?
Current Scores





Message 13 of 18
0 Kudos
Meanmchine
Super Contributor
‎01-03-2020 08:04 PM
‎01-03-2020 08:04 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

Belated congrats and Happy New Year

Who did they pull for you and how many times if you dont mind?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 14 of 18
AllZero
Mega Contributor
‎01-03-2020 08:20 PM
‎01-03-2020 08:20 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

@Meanmchine wrote:

Belated congrats and Happy New Year

Who did they pull for you and how many times if you dont mind?

 Soft Pull TU8 for membership I think. They'll pull ChexSystems too.

 

Hard Pull TU8 for credit products. They give free monthly TU8 score.

Message 15 of 18
Meanmchine
Super Contributor
‎01-03-2020 08:44 PM
‎01-03-2020 08:44 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

@AllZero wrote:
@Meanmchine wrote:

Belated congrats and Happy New Year

Who did they pull for you and how many times if you dont mind?

 Soft Pull TU8 for membership I think. They'll pull ChexSystems too.

 

Hard Pull TU8 for credit products. They give free monthly TU8 score.

I'll look into this. Was the free FICO with membership or credit product?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 16 of 18
AllZero
Mega Contributor
‎01-03-2020 08:49 PM
‎01-03-2020 08:49 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

@Meanmchine wrote:
@AllZero wrote:
@Meanmchine wrote:

Belated congrats and Happy New Year

Who did they pull for you and how many times if you dont mind?

 Soft Pull TU8 for membership I think. They'll pull ChexSystems too.

 

Hard Pull TU8 for credit products. They give free monthly TU8 score.

I'll look into this. Was the free FICO with membership or credit product?

IIRC, I had it with checking and savings account. No CC product at that time.

Message 17 of 18
Meanmchine
Super Contributor
‎01-03-2020 09:00 PM
‎01-03-2020 09:00 PM

Re: BECU Cash Back Visa INSTANT Approval for $5500! I only joined like a week ago!

@AllZero wrote:
@Meanmchine wrote:
@AllZero wrote:
@Meanmchine wrote:

Belated congrats and Happy New Year

Who did they pull for you and how many times if you dont mind?

 Soft Pull TU8 for membership I think. They'll pull ChexSystems too.

 

Hard Pull TU8 for credit products. They give free monthly TU8 score.

I'll look into this. Was the free FICO with membership or credit product?

IIRC, I had it with checking and savings account. No CC product at that time.

Thanks

Congrats again OP and Happy New Year

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 18 of 18
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