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BECU Credit card and line of credit approved!

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credit_endurance
Valued Contributor

Re: BECU Credit card and line of credit approved!

@Gmood getting it done!! 😀 Big congrats on getting in with this seemingly easy peasy (at least for us ones with big credit bank rolls) 😂 CU. I am very jelly on this one. Can't seem to get in without sending in a snail mail app or in person signature card. BECU,  Langley, Regions Bank and the good ole BB&T sp train are my biggest credit regrets this year as they are geo-restrict for me 😏 but also easy credit gainers. Oh well. This is life.😆 Again huge congrats on getting it in before the year ends!! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 11 of 51
Anonymous
Not applicable

Re: BECU Credit card and line of credit approved!

@Gmood1 you sure are good at "milking the cow" Smiley Happy
Message 12 of 51
Gmood1
Super Contributor

Re: BECU Credit card and line of credit approved!

Thanks @bruisecredit
Man that sucks! How long ago did you try BECU.
I think BECU woke up and decided they wanted to compete with the other large CUs in the country.
Coming in at #4 they seem to be gaining some ground! Only CUs larger are Navy, State Employee CU and Penfed.
Message 13 of 51
Gmood1
Super Contributor

Re: BECU Credit card and line of credit approved!

@Anonymous

For all it's worth my friend, for all it's worth!😂
Message 14 of 51
credit_endurance
Valued Contributor

Re: BECU Credit card and line of credit approved!

@Gmood I have been trying off and on for the past 3 months trying to get past the verification screen. Had chexsystems on ice so lifted that and reapplied. Still get the can't verify identity reason. Even tried various browsers and still same result. Think I will just snail mail in the app and if and hope they are still being generous enough to accept by then.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 15 of 51
Gmood1
Super Contributor

Re: BECU Credit card and line of credit approved!

You'll be fine @credit_endurance .

I figured my Chex would have blown up by now.😂

I've added 4 different CU/ bank accounts in the last 5 days.

All are good except for Redstone CU. Which has me on ice with verification crap.

Plus they HP'd my EX. Thought it would be a SP. Oh well. Lol

Message 16 of 51
Anonymous
Not applicable

Re: BECU Credit card and line of credit approved!

Nicely done, G -- congrats!

 

Btw: I was turned down by BECU a couple of months back. I don't remember the particulars. I have a clean profile, decent (5+) AAoA, and mid 700 Fico scores. Tread carefully, folks.

Message 17 of 51
Gmood1
Super Contributor

Re: BECU Credit card and line of credit approved!

I'm surprised you were turned down @Anonymous
I'd hit them again! Lol
If at first you don't succeed. Burn a couple of more inquiries!😂😂😂😆😆😉
Message 18 of 51
credit_endurance
Valued Contributor

Re: BECU Credit card and line of credit approved!

Just gotta love the Gmood style!! 😂😂😂😆😆

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 19 of 51
M_Smart007
Legendary Contributor

Re: BECU Credit card and line of credit approved!


@Anonymous wrote:

Nicely done, G -- congrats!

 

Btw: I was turned down by BECU a couple of months back. I don't remember the particulars. I have a clean profile, decent (5+) AAoA, and mid 700 Fico scores. Tread carefully, folks.


Was it due to Chex Inquiries?

Message 20 of 51
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