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BECU - Credit card plus PLOC Increase

usetheothercard
Established Member
‎03-18-2020 09:58 AM
‎03-18-2020 09:58 AM

BECU - Credit card plus PLOC Increase

I've been banking with BECU for many years now and a little over a year ago I got a PLOC for $5k.

 

My score has been improving and is around 775 now so i applied for the low apr Visa and got accepted within a few minutes for $13k, then i jumped on their chat and asked if i could get anything else with the hard pull they did (transunion) and suggested maybe increasing my PLOC, they said $15k is the highest they can go and asked if i wanted to try for that, i said sure and within minutes got confirmed it was approved.  So within 10 business days i'll be getting my credit card in the mail and just minutes after the chat then my PLOC increased to $15k. 

Thankfully my job seems to be really stable despite the whole virus thing, but this is comforting to have available just in case.

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Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor
‎03-18-2020 09:59 AM
‎03-18-2020 09:59 AM

Re: BECU - Credit card plus PLOC Increase

Congratulations on your approvals!

Message 2 of 12
James_A
Senior Contributor
‎03-18-2020 10:05 AM
‎03-18-2020 10:05 AM

Re: BECU - Credit card plus PLOC Increase

Nicely played -- don't ask, don't get. You asked. Smiley Wink

Congrats! on two excellent approvals. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board

Take the myFICO Fitness Challenge
Message 3 of 12
sassynycgirl
Established Contributor
‎03-18-2020 10:10 AM
‎03-18-2020 10:10 AM

Re: BECU - Credit card plus PLOC Increase

Congratulations on your approvals!

Message 4 of 12
JeffMO
Regular Contributor
‎03-18-2020 10:14 AM
‎03-18-2020 10:14 AM

Re: BECU - Credit card plus PLOC Increase

CongratulationsSmiley Happy






Capital one 500, Discover 9100. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 18.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850

Take the myFICO Fitness Challenge
Message 5 of 12
Bbcatcher
Valued Contributor
‎03-18-2020 12:25 PM
‎03-18-2020 12:25 PM

Re: BECU - Credit card plus PLOC Increase

Congratulations!



Message 6 of 12
M_Smart007
Legendary Contributor
‎03-18-2020 01:13 PM
‎03-18-2020 01:13 PM

Re: BECU - Credit card plus PLOC Increase

Congrats!...

Message 7 of 12
nuohlac
Valued Contributor
‎03-18-2020 01:34 PM
‎03-18-2020 01:34 PM

Re: BECU - Credit card plus PLOC Increase

Congrats!!!




Message 8 of 12
angelwingz
Valued Contributor
‎03-18-2020 01:53 PM
‎03-18-2020 01:53 PM

Re: BECU - Credit card plus PLOC Increase

Congratulations on your approvals! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 12
Guyatthebeach
Valued Contributor
‎03-18-2020 03:42 PM
‎03-18-2020 03:42 PM

Re: BECU - Credit card plus PLOC Increase

Congratulations on your approvals!

 

Guyatthebeach

Message 10 of 12
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