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BECU Visa $20k

bachi607
Established Member

Re: BECU Visa $20k

Welcome to BECU family !! Its the best Credit Union and you will fall in love with their products and kind of customer service you get there but their identity check for fraudulent transactions is little tough to pass through unless you have logged into your acc when you are unblocking your card

DCUSantander-UltimateBECUBECU VISAAmexUS BankPenFedPenFed_GoldSantander-SphereApple
Message 41 of 47
TiredTree
New Visitor

Re: BECU Visa $20k

Can you please share what they requested? (Poi, ID docs, etc)

Message 42 of 47
SouthJamaica
Super Contributor

Re: BECU Visa $20k


@TiredTree wrote:

Can you please share what they requested? (Poi, ID docs, etc)


6 months paystubs

social security card

2 years W2's

utility bill


Total revolving limits 698000 (605000 reporting) FICO 8: EQ 721 TU 742 EX 715

Message 43 of 47
dogmeat
Contributor

Re: BECU Visa $20k

Congrats on the card and limit, (pending IV).

 

I have both a BECU Visa and a SoundCU visa and pay them both via ACH push from an external bill-pay hub account. Perhaps the previous comments on this subject were referring to Payments via ACH pull from within your BECU account.

Message 44 of 47
IaBoy62
Established Contributor

Re: BECU Visa $20k

Congrats on the fabulous approval...I hope it all comes together for you!!

Message 45 of 47
Guyatthebeach
Valued Contributor

Re: BECU Visa $20k


@SouthJamaica wrote:

@TiredTree wrote:

Can you please share what they requested? (Poi, ID docs, etc)


6 months paystubs

social security card

2 years W2's

utility bill


Hopefully the BECU verification department will move quickly with your app. I had to send documents twice..

 

Let us know how it turns out. 

Guyatthebeach

Message 46 of 47
SouthJamaica
Super Contributor

Re: BECU Visa $20k


@SouthJamaica wrote:

I haven't been approved for any new credit for quite a while, presumably because my utilization is high.

 

I joined BECU the other day, but wasn't planning to apply for any credit until my scores were up and my utilization down.

 

After reading some posts here, with people getting Visa card approvals with TU scores lower than mine, I decided I might give it a shot.  I figured if asked what credit limit I would like, I would go for a low number so as not to scare them off.

 

The online application was shorter than average, and didn't ask me for a requested starting limit.

 

I submitted it, and after maybe 30 seconds it came back instantly approved for......  $20k.  I was shocked.  And even skeptical. I won't really believe it until I see the account up there.

 

I guess where the $20k comes from is that that's around my average reported credit limit.  I guess BECU is really going all out to be competitive.  If this is for real, I'll be a very good customer.

 

 

 

 


It's been 17 days since my so called "approval" and still it seems like they haven't made up their mind.

 

A week or so ago they asked me to upload a pile of documents, which I uploaded immediately.

 

Yesterday they telephoned me to see if I am me.

 

I'm starting to think this isn't going to end well.

 

Updated 12/1/21 Well I guess this is going to end well after all. The credit card account popped up in online banking today Smiley Happy Whew.


Total revolving limits 698000 (605000 reporting) FICO 8: EQ 721 TU 742 EX 715

Message 47 of 47
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