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BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

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Green456
Established Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit


@seattletravels wrote:

Congrats! I recently was approved for this as well. $40k SL is insane. 


How much did you get?

Message 11 of 22
Anonymous
Not applicable

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

Congrats on your approvals, thats quite the SL.

Message 12 of 22
Anonymous
Not applicable

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

Looks like a great CU wish I was able to join it. Congrats.

Message 13 of 22
credit_endurance
Valued Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

Big Congrats @Green456! You knocked outta the park with these guys! Very impressive! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 14 of 22
Green456
Established Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit


@Anonymous wrote:

Looks like a great CU wish I was able to join it. Congrats.


It is now open for out of state applicants.

Message 15 of 22
bizcredit11
Frequent Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

Hi Green456,

 

Congratulations on your patience and very high starting credit limit!

 

I have been a member for a few months now. What is your other highest limit cc? What was your utilization when you applied?

 

Thanks! And enjoy BECU.

 

bizcredit11

Message 16 of 22
Anonymous
Not applicable

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

 

Thanks


@Green456 wrote:

@Anonymous wrote:

Looks like a great CU wish I was able to join it. Congrats.


It is now open for out of state applicants.


Oh wow. I do not seean option for any option other thn these. If you were able to use something else could you please share how you did it?

Eligibility Requirements

Membership is free and starts when you open an account. See if you qualify through one of the following criteria: 

Business owners who meet the following criteria are eligible for BECU membership.

Members of the NW Credit Union Foundation

Credit Union Service Organizations located anywhere in the US

Business owners operating in Washington state

Business owners operating in Oregon counties of:  Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill

Business owners operating in Idaho counties of: Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Snoshone

Message 17 of 22
creditfan
Established Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit


@Anonymous wrote:

 

Thanks


@Green456 wrote:

@Anonymous wrote:

Looks like a great CU wish I was able to join it. Congrats.


It is now open for out of state applicants.


Oh wow. I do not seean option for any option other thn these. If you were able to use something else could you please share how you did it?

Eligibility Requirements

Membership is free and starts when you open an account. See if you qualify through one of the following criteria: 

Business owners who meet the following criteria are eligible for BECU membership.

Members of the NW Credit Union Foundation

Credit Union Service Organizations located anywhere in the US

Business owners operating in Washington state

Business owners operating in Oregon counties of:  Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill

Business owners operating in Idaho counties of: Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, Snoshone


join the one in red for $20

Message 18 of 22
AllZero
Mega Contributor

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

Message 19 of 22
Anonymous
Not applicable

Re: BECU credit spree: Low Rate Visa $40,000 and $10,000 Line of Credit

I hate creating threads so I'll just piggypack on yours.

6 months after intial approval I requested a CLI. They doubled my Visa from $10K to $20K and doubled my PLOC from $4K to 8K.

All CLI are hard pulls. They used one pull for both. If you want a new product with your CLI (like another card or car loan) they will also use the same hard pull.

The CLI process is like filling out a whole new app. For the card the computer gives you a number. For the PLOC you request a number.

Message 20 of 22
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