@pc01user wrote:
After your post like I said you inspired me to take the plunge and I
applied for Capitol One Platinum card and got approved for $1000
8 days after Bk7 discharge. Woohoo!
@pc01user- And that's the whole point my friend. We can't lick our wounds in uncertainty drifting in & out of where do you turn next.
Bankcards are far better start ups then clamoring over only store cards (these are critical as well) although their availability will be grossly limited, far and few in between but staging up early puts you on SOME footing that will get the ball rolling on a solid rebuild. The hard part for me is waiting for the one's already approved (yes store charge cards as well) to report then comes the next waiting period 90 days-180 days so on and so forth. And practicing AZEO every month nonstop while balancing rotating usage to PIF. Its a chore after BK and new ground for me as well. But one worth researching the living dickens out of and hopefully making progress with those modest low lines we will needs manage until more distance and history builds.
Congratulations!!! On your Capital One approval and taking the effort to chance it then progress a step at a time as improved profile & FICO numbers react accordingly as well.
