No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@digitek wrote:Grats on the big SL!
"I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call."
Are you implying you can PC to one of the Diner's Club cards?!?!
If this is the case gloves are off.. Please share if so
Lol @Remedios
Garden? What garden?😂😂
Thanks!
@AverageJoesCredit
Thanks my friend! BMO is small potatoes for the B-town baller!😂
@Anonymous thanks brother!
@digitek
As far as I know, those don't exist anymore for new apps.😆
They do have 3 other in-house cards that are available to PC to.
Congrats, and not a bad SL, either!
To paraphrase Machine Gun Kelly .......Congrats G - Man !!
Thanks Meanmchine and Growordie!!
@Gmood1 wrote:I've been planning this one for a few months. Joined BMO last month as I'm not in the foot print. Also read on some other blogs that it might be an auto decline if I apped through the web account. So I called in and submitted the app through a banker CSR this afternoon.
I'm finishing up spend bonuses with Citi and US bank. So decided to hit these guys up. Wasn't expecting much, the lady comes back and tells me I'm approved for $14,000 with the lowest rate on the card!
It's true BMO isn't new account or inq sensitive. I now know that for a fact!! lol
Current TU was a 785 FICO 8 with 15 inqs, now 16. I've opened more accounts in the last year than I'd care to mention.
Lets just say I'm NWIH/24. That's "No way in Hell" for those that don't know. Ha ha
If you're not in the foot print, just open a free checking account and app away!! I like Mastercards because I have the option to use Plastiq and knock out the SUBs, if I want to.
I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call.
I'm gonna blame @CreditCuriosity , @FinStar @Mahraja for this one! I can't sit on the sidelines long watching these three!
Congrats BIG TIME on your BMO approval @Gmood1!! You sneaky little man! Ok, II'll take the blame on just this one I have no garden, just pretty pebbles, some nice mineral rocks and some yucca trees!
BMO is definitely a great FI. Unfortunately, I'm capped at 4 CCs with them (max) including 2 of my Diners Club CCs.
@Gmood1 wrote:
@simplynoir wrote:Major congrats on your approval! No card is safe from you.
Thanks Simplynoir! lol I have some that are safe because I'm geo locked out of those areas. Some of those I plan to find a way around in the future!
You rang? I have Huntington & 5/3 Let's talk about this side hustle.
@Anonymous wrote:
Congrats!
Did you open the checking account online since you live in Massachusetts or did you do it over the phone like your card app?
Also, did you call a banker at a branch or a banker from the 800 number?
Again, congrats!
@Anonymous ,
Thanks!! Yes you can open the checking account online. I called the 800 number, they transfered me to the sales team that handles loan apps.
@KingPredator , thanks brother!!
@FinStar , I figured you had both and then some!
I need to learn your Jedi ways around geo-restricted banks!