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BMO Harris Platinum Rewards MC Approved!

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CreditCuriosity
Moderator Emeritus

Re: BMO Harris Platinum Rewards MC Approved!


@digitek wrote:

Grats on the big SL!

 

"I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call."

 

Are you implying you can PC to one of the Diner's Club cards?!?! Smiley Surprised


If this is the case gloves are off..  Please share if so Smiley Happy

Message 21 of 42
Gmood1
Super Contributor

Re: BMO Harris Platinum Rewards MC Approved!

Lol @Remedios
Garden? What garden?😂😂
Thanks!

@AverageJoesCredit
Thanks my friend! BMO is small potatoes for the B-town baller!😂

 

@Anonymous  thanks brother!
@digitek
As far as I know, those don't exist anymore for new apps.😆
They do have 3 other in-house cards that are available to PC to.

Message 22 of 42
Anonymous
Not applicable

Re: BMO Harris Platinum Rewards MC Approved!

Congrats, and not a bad SL, either!

Message 23 of 42
Meanmchine
Super Contributor

Re: BMO Harris Platinum Rewards MC Approved!

To paraphrase Machine Gun Kelly .......Congrats G - Man !!

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 24 of 42
Gmood1
Super Contributor

Re: BMO Harris Platinum Rewards MC Approved!

Thanks Meanmchine and Growordie!!

Message 25 of 42
FinStar
Moderator Emeritus

Re: BMO Harris Platinum Rewards MC Approved!


@Gmood1 wrote:

I've been planning this one for a few months. Joined BMO last month as I'm not in the foot print. Also read on some other blogs that it might be an auto decline if I apped through the web account. So I called in and submitted the app through a banker CSR this afternoon.

 

I'm finishing up spend bonuses with Citi and US bank. So decided to hit these guys up. Wasn't expecting much, the lady comes back and tells me I'm approved for $14,000 with the lowest rate on the card!Smiley Very Happy

 

It's true BMO isn't new account or inq sensitive. I now know that for a fact!! lol

Current TU was a 785 FICO 8 with 15 inqs, now 16. I've opened more accounts in the last year than I'd care to mention. 

Lets just say I'm NWIH/24. That's "No way in Hell" for those that don't know. Ha ha 

If you're not in the foot print, just open a free checking account and app away!! I like Mastercards because I have the option to use Plastiq and knock out the SUBs, if I want to.

I also talked to a credit card specialist, that informed me you can PC to a different card with a phone call.

I'm gonna blame @CreditCuriosity , @FinStar  @Mahraja   for this one!  I can't sit on the sidelines long watching these three!


Congrats BIG TIME on your BMO approval @Gmood1!!  You sneaky little man!   Ok, II'll take the blame on just this one Smiley Very Happy   I have no garden, just pretty pebbles, some nice mineral rocks and some yucca trees!

 

BMO is definitely a great FI.  Unfortunately, I'm capped at 4 CCs with them (max) including 2 of my Diners Club CCs.

Message 26 of 42
FinStar
Moderator Emeritus

Re: BMO Harris Platinum Rewards MC Approved!


@Gmood1 wrote:

@simplynoir wrote:

Major congrats on your approval! No card is safe from you. Smiley LOL


Thanks Simplynoir!  lol I have some that are safe because I'm geo locked out of those areas. Some of those I plan to find a way around in the future! Smiley Wink


You rang?  I have Huntington & 5/3 Smiley Very Happy  Let's talk about this side hustle.

Message 27 of 42
Anonymous
Not applicable

Re: BMO Harris Platinum Rewards MC Approved!

Congrats!

Did you open the checking account online since you live in Massachusetts or did you do it over the phone like your card app?

Also, did you call a banker at a branch or a banker from the 800 number?

Again, congrats!
Message 28 of 42
KingPredator
Regular Contributor

Re: BMO Harris Platinum Rewards MC Approved!

Amazing approval brother . Congrats on the new card.
Message 29 of 42
Gmood1
Super Contributor

Re: BMO Harris Platinum Rewards MC Approved!


@Anonymous wrote:
Congrats!

Did you open the checking account online since you live in Massachusetts or did you do it over the phone like your card app?

Also, did you call a banker at a branch or a banker from the 800 number?

Again, congrats!

@Anonymous ,

Thanks!! Yes you can open the checking account online. I called the 800 number, they transfered me to the sales team that handles loan apps.

 

@KingPredator , thanks brother!! 

 

@FinStar , I figured you had both and then some! Smiley LOL

I need to learn your Jedi ways around geo-restricted banks!Smiley Wink

Message 30 of 42
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