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BOA $6,000 Credit Limit Increase- WOO HOO!!

kidink1911
Established Contributor

BOA $6,000 Credit Limit Increase- WOO HOO!!

I read in the forum that BOA was being very friendly with their CLIs and I was intrigued!

 

I decided to go to my online account and hit the LUV button.

 

That darn "approval wheel" whirled round and round for what seemed like forever....and came back with..."We need to review more and will let you know within 7-10 days". Smiley Sad

 

I immediately thought to myself "Oh well, denial" and headed to bed.

 

Well alas! I woke up this morning and was running around town doing errands and decided to check my email. The first email I saw was "Bank of America: Confirmation Of Your Credit Limit Increase"! I looked twice to make sure I was reading it correctly (especially after last night's not so instant approval) and sure enough, I had been approved!!

 

From 2K to 8K in 3 months!!

 

BOA rocks!! Smiley Happy

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
6 REPLIES 6
Aduke1122
Senior Contributor

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

Nice job Op congrats, could you share some data points plz
Message 2 of 7
AverageJoesCredit
Mega Contributor

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

Data points Aduke Kidink meets Mountain, Mountain approves Kidink's presence and issues a boulder strikeSmiley Wink


Great job KidinkSmiley Happy Well done my friendSmiley Happy
Message 3 of 7
jbiker
Established Member

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

Congratulations!!!!, is that a HP on your credit?

Message 4 of 7
CreditMagic7
Super Contributor

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

That's right. As you just discovered for yourself now

 

BofA Really Rocks!

 

Congrats!

Message 5 of 7
baller4life
Super Contributor

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

They really really rock! Congratulations!! 😄
Message 6 of 7
kidink1911
Established Contributor

Re: BOA $6,000 Credit Limit Increase- WOO HOO!!

Thanks everyone!! Super stoked about the CLI!!

 

Sure Aduke1122

 

TU- 687

Income- $110K

CCs- All paid on time, no lates (current utilization at 10% until bills cut, then pay down to 0%, wash, rinse, repeat)

No baddies, just 2 late pays from 3 yrs ago.

 

As for BOA, I always let it report with a small balance (but make two to three payments a billing cycle to 0). 

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 7 of 7
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