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BOA Americard approval

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Anonymous
Not applicable

BOA Americard approval

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util

Message 1 of 14
13 REPLIES 13
AverageJoesCredit
Legendary Contributor

Re: BOA Americard approval

Id say that more than meets your needsSmiley Happy Great jobSmiley Happy
Message 2 of 14
Asilomar
Frequent Contributor

Re: BOA Americard approval


@Anonymous wrote:

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util


Hey, great job!  I just app'd for the Cash Rewards card yesterday and had considered this one first.  That's also a great APR.  

 

When was your last credit line opened, if you don't mind my asking?

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EX 809 TU 806 EQ 810

Message 3 of 14
Anonymous
Not applicable

Re: BOA Americard approval

Congrats! is 9% Utilization across all accounts total?

Message 4 of 14
Anonymous
Not applicable

Re: BOA Americard approval

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000

Message 5 of 14
Anonymous
Not applicable

Re: BOA Americard approval

Yes 9% total. Highest individual is 12%:

Message 6 of 14
Anonymous
Not applicable

Re: BOA Americard approval

Congratulations!

Message 7 of 14
Asilomar
Frequent Contributor

Re: BOA Americard approval


@Anonymous wrote:

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000


Wow.  That's some killer growth.  

 

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EX 809 TU 806 EQ 810

Message 8 of 14
CreditMagic7
Mega Contributor

Re: BOA Americard approval

Agree that APR is nice one right out of the gate. Some of us have to whittle that down over time.

 

As always BofA Really ROCKS!

 

Congrats! on the approval.

Message 9 of 14
luxeprw9
Frequent Contributor

Re: BOA Americard approval

Congrats!  That is fantastic!

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800
Message 10 of 14
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