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BOA Americard approval

New Member

BOA Americard approval

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util

FICO 9/17
TU 752 EXP 754 EQ 756
Message 1 of 14
13 REPLIES
Community Leader
Super Contributor

Re: BOA Americard approval

Id say that more than meets your needsSmiley Happy Great jobSmiley Happy



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 2 of 14
Frequent Contributor

Re: BOA Americard approval


065971 wrote:

Applied from a mail offer. No prior relationship, wanted to get in with BOA and needed to do a 1500 BT. 

 

Approved $8,000  18 months 0%  on purchases and BT with no BT fees for the first 60 days then 12.99% 

 

7 inq on EX , 0 in the last 12 months.  9% util


Hey, great job!  I just app'd for the Cash Rewards card yesterday and had considered this one first.  That's also a great APR.  

 

When was your last credit line opened, if you don't mind my asking?

--------------------------------------------------------------------------------------------------------------------------------------------
EX 745 TU 778 EQ 716
Goal Score: 760



Total Individual CL: $71,500
Goal CL: $100,000
--------------------------------------------------------------------------------------------------------------------------------------------
Message 3 of 14
Established Contributor

Re: BOA Americard approval

Congrats! is 9% Utilization across all accounts total?

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 4 of 14
New Member

Re: BOA Americard approval

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000

FICO 9/17
TU 752 EXP 754 EQ 756
Message 5 of 14
New Member

Re: BOA Americard approval

Yes 9% total. Highest individual is 12%:

FICO 9/17
TU 752 EXP 754 EQ 756
Message 6 of 14
Valued Contributor

Re: BOA Americard approval

Congratulations!


Goal Scores 750 Across 3Bs
05/25/18 F8 Scores EQ 753 TU 746 EX 744
Inquiries: 14
Garden Re-Entry 06/02/18
Message 7 of 14
Frequent Contributor

Re: BOA Americard approval


065971 wrote:

Thanks ! Last account opened 9/16. Amex BCE that one started at $1000 and is currently at $25,000


Wow.  That's some killer growth.  

 

--------------------------------------------------------------------------------------------------------------------------------------------
EX 745 TU 778 EQ 716
Goal Score: 760



Total Individual CL: $71,500
Goal CL: $100,000
--------------------------------------------------------------------------------------------------------------------------------------------
Message 8 of 14
Super Contributor

Re: BOA Americard approval

Agree that APR is nice one right out of the gate. Some of us have to whittle that down over time.

 

As always BofA Really ROCKS!

 

Congrats! on the approval.

Message 9 of 14
Frequent Contributor

Re: BOA Americard approval

Congrats!  That is fantastic!

FICO Score 8 as of 03/22/18
EQ - 711
EX - 686
TU - 770
Goal: 800
Message 10 of 14