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BOA CLI Approval!!

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New Contributor

BOA CLI Approval!!

after 4 months on my last cli, hit the blue  cli button and got approved for double  my limit. it was at 5k and was approved to 10k making it my highest limit card to date. i did mess up on the request i was looking for 10k increase but put 5 by accident,  but hey no complaints considering my score has taken a slight dip recently due to inquiries. 

boa seems to be the most generous with cli are there any other cards like boa?

 

Message 1 of 14
13 REPLIES 13
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Moderator

Re: BOA CLI Approval!!

Grats on the 2x CLI Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 14
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Mega Contributor

Re: BOA CLI Approval!!

 

CongratsSmiley Happy,      ..Always ask for $50-99K, They will counter the max willing to give you!

 

 

Message 3 of 14
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New Contributor

Re: BOA CLI Approval!!

will do next time 😁

Message 4 of 14
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Valued Contributor

Re: BOA CLI Approval!!

Congrats on the increase!


Message 5 of 14
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Frequent Contributor

Re: BOA CLI Approval!!

Congrats!!! So is 4 months the usual cycle for everyone? Went from $500 to $2300 on my (non rewards) Bank Americard about a month ago I believe. Currently have a zero balance. Wondering what the consensus is on timelines for CLI's?



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Message 6 of 14
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Regular Contributor

Re: BOA CLI Approval!!

congratulations on your CLI keep it up





NFCU Flagship Rewards: $21000
NFCU Cash Rewards: $26000
Discover It: $2000
NFCU Auto Loan: $10800
NFCU line of credit: $500
Total TLs: $49500
Message 7 of 14
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Valued Contributor

Re: BOA CLI Approval!!

Congratulations on your CLI! 

 

waytogo.jpg

Yes, Bank of America can be pretty generous

with limits if you keep the card over the

long-haul and use it! 

They reward loyalty.



Updated 07/20/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $521K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 4/6 months; 9/12 months; 12/24 months (as of 07/20/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 8 of 14
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Senior Contributor

Re: BOA CLI Approval!!


@macedwar wrote:

Congrats!!! So is 4 months the usual cycle for everyone? Went from $500 to $2300 on my (non rewards) Bank Americard about a month ago I believe. Currently have a zero balance. Wondering what the consensus is on timelines for CLI's?


You can request a CLI on a BofA rewards card every 90 days.  The "luv button" usually appears in your online account at approximately 60 days/2 statement cuts after your last CLI but BofA are real sticklers at enforcing the 90 day requirement.  If you apply for another CLI and 90 days have not passed since the last one, you will be denied.





Message 9 of 14
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Frequent Contributor

Re: BOA CLI Approval!!

Thank you so much! hopefully they will be generous in about 2 months or so. Any usage pattern / utilization that seems to be favored?



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