CSP 17.8K CHASE FU 7k BECU VISA CARD 13K BECU LOC 10K CONNS(SYNCHRONY) 10K MY JEWELERS 5K NEW COAST DIRECT 5K REGIONS PLATINUM 4K BBT CASH REWARDS 3.5K BBT TRAVEL 3.5K PFU(ELAN FINANCIAL) 2K CAP1 QS1 1.5K(closed GONE) DISCOVER IT 2K KAYS 1K(closed GONE) NFCU CASH REWARDS 4.5k CREDIT ONE 500(closed GONE) OPENSKY 300(closed GONE) DISCOVER(AU) 38.6K CITI(AU) 12.5K
INCOME = 207K
Score for Fico are: Oct. 2019 Util 5% Eq= 689 Trans= 719 Ex= 692 Inquires in last 24mths(Aug19) Eq= 15 Trans= 12 Ex= 17 Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed Car Loan= 1 Installment Loans= 5 CC= 12 4 AU accounts for AAoA since I have so many accounts(lol) (1)10yrs, (3)8yrs
I can attest to the fact that even if it appears after 2 months or so, I was denied before for requesting a few days too early prior to 90 days. I think every 3 months is the simple tried and true method.