cancel
Showing results for 
Search instead for 
Did you mean: 

BOA CLI increase!

tag
Anonymous
Not applicable

BOA CLI increase!

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: BOA CLI increase!

Congrats!  Enjoy your CLI.  Remember when the 14 and 15 year old boys tried to grow a moustache to show they were no longer boys?

 

You've got a lot of life left.  $10k is plenty enough for now.

Message 2 of 11
K-in-Boston
Credit Mentor

Re: BOA CLI increase!

Congrats!  If you just did this online and the Request link is still showing on your card's page, you can go right back in and ask again.  Don't be bashful, they'll counter-offer.  Ask for whatever you're comfortable asking for, but you will have to call if the amount is over $999,900.

Message 3 of 11
Cred4All
Valued Contributor

Re: BOA CLI increase!

Congrats on the increase, that's a great jump.  BOA has been good to a # of us here when it comes to CLI's.


Message 4 of 11
Priory_Man
Valued Contributor

Re: BOA CLI increase!


@Anonymous wrote:

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance


If the link is there go for it, I always ask for $75k, one day maybe Smiley LOL .

Good Luck and congrats on the CLI you already have.







"Total revolving credit $286,000 Current UTIL >1%"
Message 5 of 11
Anonymous
Not applicable

Re: BOA CLI increase!

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol

Message 6 of 11
Priory_Man
Valued Contributor

Re: BOA CLI increase!

No harm no foul, it was worth a crack.
181 days from now, ask for the world.






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 11
coldfusion
Community Leader
Mega Contributor

Re: BOA CLI increase!


@Anonymous wrote:

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol


You'll get a letter - after the request is manually reviewed.  That usually happens within 1-3 business days, and it doesn't always lead to an outright denial.  

(5/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 11
K-in-Boston
Credit Mentor

Re: BOA CLI increase!

+1 DW and I have both had CLIs a day or two after receiving that message.  But you can't win if you don't play, right?

Message 9 of 11
19eighty5
Senior Contributor

Re: BOA CLI increase!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.