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BOA CLI increase!

Rjames18
Established Member

BOA CLI increase!

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance

Amazon: 2000
Amex: 1,000
Amex: 2,000
Best Buy: 3,500
BOA: 5100
Care Credit: 12000
CCU: 5,000
Citi: 4,200
Disc: 3,500
Nordstrom: 500
Paypal: 2000
Suntrust: 2,800
WF: 5,000
Message 1 of 11
10 REPLIES 10
CreditContractor
Established Contributor

Re: BOA CLI increase!

Congrats!  Enjoy your CLI.  Remember when the 14 and 15 year old boys tried to grow a moustache to show they were no longer boys?

 

You've got a lot of life left.  $10k is plenty enough for now.

Message 2 of 11
K-in-Boston
Moderator

Re: BOA CLI increase!

Congrats!  If you just did this online and the Request link is still showing on your card's page, you can go right back in and ask again.  Don't be bashful, they'll counter-offer.  Ask for whatever you're comfortable asking for, but you will have to call if the amount is over $999,900.

Message 3 of 11
Cred4All
Valued Contributor

Re: BOA CLI increase!

Congrats on the increase, that's a great jump.  BOA has been good to a # of us here when it comes to CLI's.


Message 4 of 11
Priory_Man
Established Contributor

Re: BOA CLI increase!


@Rjames18 wrote:

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance


If the link is there go for it, I always ask for $75k, one day maybe Smiley LOL .

Good Luck and congrats on the CLI you already have.






~~ Former Royal Navy Submariner - Proud to have served ~~
Message 5 of 11
Rjames18
Established Member

Re: BOA CLI increase!

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol

Amazon: 2000
Amex: 1,000
Amex: 2,000
Best Buy: 3,500
BOA: 5100
Care Credit: 12000
CCU: 5,000
Citi: 4,200
Disc: 3,500
Nordstrom: 500
Paypal: 2000
Suntrust: 2,800
WF: 5,000
Message 6 of 11
Priory_Man
Established Contributor

Re: BOA CLI increase!

No harm no foul, it was worth a crack.
181 days from now, ask for the world.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 7 of 11
coldfusion
Community Leader
Super Contributor

Re: BOA CLI increase!


@Rjames18 wrote:

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol


You'll get a letter - after the request is manually reviewed.  That usually happens within 1-3 business days, and it doesn't always lead to an outright denial.  



(4/2021)
FICO 8 (EX) 815 (TU) 822 (EQ) 808
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 11
K-in-Boston
Moderator

Re: BOA CLI increase!

+1 DW and I have both had CLIs a day or two after receiving that message.  But you can't win if you don't play, right?

Message 9 of 11
19eighty5
Senior Contributor

Re: BOA CLI increase!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 10 of 11
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